Analyst - Enhanced Due Diligence

Rabobank New Zealand; Wellington; On-site; NZD 90,000 - 120,000; Full time

Benefits offered by this job

Annual leave + extra bonus leave

Professional development and training

Parental leave support

Volunteer leave

Job summary

Rabobank New Zealand is seeking an Analytical Enhanced Due Diligence Analyst to join the Financial Economic Crime team. You will conduct EDD reviews, investigate higher-risk customer relationships, and support AML/CFT obligations within a highly regulated environment.

The role requires banking or compliance experience, strong analytical skills, and ACAMS certification is highly regarded. Collaborative, detail-focused professionals are encouraged to apply.

Qualifications

• Experience in banking, compliance or financial crime and a risk-based approach.
• Strong knowledge of AML/CFT, KYC and Customer Due Diligence requirements.
• Excellent analytical and investigative skills with attention to detail.

Responsibilities

• Conduct Enhanced Due Diligence (EDD) reviews for higher-risk customers and complex structures.
• Assess AML/CFT and name-screening alerts, ensuring regulatory compliance.
• Review and verify KYC/CDD documentation for regulatory adherence.
• Complete customer and vendor name screening, impact assessments and risk evaluations.
• Support FATCA and CRS obligations and escalate suspicious activity as per procedures.

Skills

AML/CFT knowledge

KYC & CDD requirements

Analytical & investigative

Communication skills

Ownership of complex structures

Education

ACAMS certification

Job description

Join the ‘Bank of the Year’ as voted for by customers through the 2025 Roy Morgan New Zealand Customer Satisfaction Awards. Rabobank is the world’s leading specialist in food and agribusiness banking. One of our key strengths lies in our kaimahi (employees) who have a deep understanding of agriculture and are committed to adding long‑term value for our clients.

Our purpose is clear – ‘growing a better New Zealand together’. Our commitment to our employees and clients is at the heart of everything we do.

Protect New Zealand’s leading agribusiness bank from financial crime while delivering fair customer outcomes!

About the role | Mō te tūranga

We're looking for an analytical and detail-oriented Enhanced Due Diligence Analyst to join our Financial Economic Crime team. In this role, you'll play a critical part in protecting the bank and our customers by conducting enhanced customer due diligence, investigating higher-risk customer relationships, and supporting Rabobank's Anti‑Money Laundering and Countering Financing of Terrorism (AML/CFT) obligations.

This is an exciting opportunity for someone with banking, compliance or financial crime experience who enjoys investigating complex customer structures, identifying risk, and working in a highly regulated environment.

What You'll Be Doing

• Conduct Enhanced Due Diligence (EDD) reviews for higher-risk customers and complex customer structures.
• Assess and investigate AML/CFT, customer due diligence and name-screening alerts.
• Review and verify KYC/CDD documentation to ensure compliance with regulatory requirements.
• Complete customer and vendor name screening, impact assessments and risk evaluations.
• Support FATCA and Common Reporting Standard (CRS) obligations.
• Identify and elevate suspicious activity in line with internal procedures.
• Partner with teams across the business to ensure regulatory obligations are met while delivering a positive customer experience.
• Contribute to continuous improvement initiatives that enhance efficiency and effectiveness across compliance processes.

About you | Ō pūkenga

You’re passionate about protecting customers and the financial system, bringing sound judgement and a risk-based approach to complex investigations.

We're looking for someone who brings:

• Previous banking, financial services, compliance or financial crime experience.
• Strong knowledge of AML/CFT, KYC and Customer Due Diligence requirements.
• Excellent analytical and investigative skills with a risk-based approach to decision making.
• The ability to assess complex ownership and customer structures.
• Exceptional attention to detail and organisational skills.
• Strong written and verbal communication abilities.
• A collaborative mindset and the confidence to work independently.
• ACAMS certification or equivalent experience will be highly regarded.

Life at Rabobank | te ora I Rabobank

At Rabobank we offer a range of benefits:

• Access to and eligibility for the Bank’s annual variable remuneration incentive scheme
• A range of wellbeing benefits including free Flu vaccinations, 2 days wellbeing leave, wellbeing webinars and Employee Assistance Programme
• Annual leave plus eligibility for an extra week of bonus leave, as well as the option to purchase up to two extra weeks of leave a year
• Professional development and training
• Access to 26 weeks fully paid parental leave for new parents, continued payment of the employer KiwiSaver contribution for the 52 weeks
• Active employee social club and a range of fun activities throughout the year
• Paid Community Leave Day to undertake volunteer work for the communities we live in and support

Applications close Tuesday 29 September 2026

Our Values | ō mātou uara

Rabobank believe embracing inclusion, equity and belonging delivers positive experiences for our people and clients. Our great working conditions, broad learning and development programmes and the opportunity to work together for the greater good are reasons why our employees love working here.

At Rabobank New Zealand, we are committed to our values; we are client-driven, we take responsibility, we are professional and cooperative. We have an open culture, where you can be yourself and be valued for who you are. All qualified applicants will receive consideration for employment without regard to ethnicity, sex/sex characteristics, gender (Inclusive of all genders), gender expression, sexual orientation, religion, disability, age, or other diversity characteristics not mentioned. We are proud to be an equal opportunity employer. Together, we can grow a better world.