Analyst Credit Decision Analytics

Westpac New Zealand Ltd; Papakura; On-site; NZD 90,000 - 120,000; Full time

Benefits offered by this job

4 weeks holiday + wellbeing leave

Purchased leave options

Banking benefits

Insurance discounts

Superannuation

Career development opportunities

Volunteer days

Job summary

Westpac New Zealand Ltd is seeking an Analytics professional to join our Credit Decision Analytics team in New Zealand. You will work with large data sets, prototype analytical techniques, and develop decision strategies to support lending outcomes and customer experience.

The role requires hands-on data manipulation, strong SAS, and proficiency in SQL or R/Python, with reporting using Power BI or Tableau. Collaborating with Risk Management and product squads, you will translate insights for

Qualifications

• 2+ years of analytics or similar experience.
• Strong SAS skills are essential.
• SQL or experience with other languages such as R or Python.
• Experience in data manipulation and quantitative analysis.
• Familiarity with Power BI or Tableau for reporting.
• Strong relationship-building and ability to communicate insights to stakeholders.

Responsibilities

• Work with large, complex data sets.
• Collaborate across Risk Management and product squads to deliver customer-centric lending solutions.
• Prototype new analytical techniques, data sources and decision strategies.
• Develop, implement and monitor decision strategy changes within Westpac’s decisioning platform.
• Present actionable insights to stakeholders.
• Undertake ad-hoc data analysis to support strategy decisions.

Job description

Mō te tūranga | About the Role

Westpac makes millions of automated credit decisions for our customers each year, whether it’s approving a home loan, authorising credit card transactions, or identifying and supporting customers who are financially struggling. The Credit Decision Analytics (CDA) Team is responsible for automating and optimising these decisions. We prototype, design, build, implement and manage automated decision strategies to deliver Westpac’s growth and digital objectives, manage risk appetite, and enhance the customer experience.

• Work with large, complex data sets.
• Collaborate across Risk Management and product squads to deliver customer-centric lending solutions.
• Prototype new analytical techniques, data sources and decision strategies.
• Develop, implement and monitor decision strategy changes within Westpac’s decisioning platform.
• Present actionable insights to stakeholders.
• Undertake ad-hoc data analysis to support strategy decisions.

Nā tāu rourou | What will you bring?

• 2+ years’ experience in analytics or a similar role.
• Strong SAS skills, which are essential, along with SQL or experience using other coding languages such as R or Python.
• Experience in data manipulation and quantitative analysis.
• Familiarity with reporting tools such as Power BI or Tableau.
• Strong relationship-building skills with the ability to communicate insights clearly to a range of stakeholders.
• A degree in a statistical, mathematical, economic or related field.

Westpac Hei Wāhi Mahi | Working at Westpac

In addition to immersing yourself in a supportive team environment, you'll receive some great job perks and benefits including:

• 4 weeks standard holiday + 5 additional days of wellbeing leave to support you to be your best
• Additional purchased leave options up to 4 weeks per year
• Banking benefits, insurance discounts and superannuation scheme
• Growth and development – we provide opportunities for development and promote internal mobility
• Recognition - we recognise and reward our star performers
• School holiday subsidy - help you balance work and family during school holidays
• 2 Volunteer days per year

Ko mātou tēnei | Our Organisation

At Westpac, we’re working together to build a fairer and stronger New Zealand for our people, customers, and communities. For over 160 years we’ve been driven by our purpose to Create Better Futures Together. What makes us unique are the incredible people we’re lucky enough to have walk through our doors every day. The giant ‘W’ on our building doesn’t just stand for Westpac – it says, double you. We’re a place that values, rewards and recognises individuality. Where you can be your whole self, your true self, and your best self. We’re recognised as a place where talent is developed, where passions are fuelled and where ambitions of all shapes and sizes thrive. And it all starts with you! Tono mai ināianei!

The people of Aotearoa, New Zealand hail from many cultures and backgrounds. At Westpac New Zealand, we draw on this enormous talent pool to cultivate a team rich in ability and empowered to reach its full potential. Our aim is to be brave challengers, celebrating our differences and relentlessly advocating for our customers. It starts with us – we believe that when we care deeply and do our best for our people, they’ll do their best for our customers. We encourage people from all walks of life to apply, including those who are neurodivergent, have chronic health conditions or disabilities – your attitude and passion are as important to us as your experience, qualifications and capabilities.

Mahi tahi tātou, kaha ake tātou | Together

Applications close: 31 October 2026

Our culture is rich with stories of how our people like to help, our customers, our community and each other. This is reflected through flexible working arrangements to ensure that our people have a balance in their life with those things that are important to them. Through ensuring that we provide opportunities to everyone regardless of what society throws at them, we are a safe place to work where you are treated equally and appreciated.