Life & Annuity Specialist - Advisor

Mercor; Oslo fylke; Sur place; NOK 784 000 - 1 625 000; Plein temps

Résumé du poste

Mercor is collaborating with a leading AI lab to design realistic life & annuity scenarios for training AI models. The role focuses on needs analyses, underwriting, and policy-service evaluation to ensure disclosure and product suitability.

Applicants should have 2+ years in life insurance or annuity fields, with familiarity across product families. Strong written communication and attention to detail are essential.

Qualifications

• 2+ years of professional experience in life insurance or annuity advisory, underwriting, new business, policy administration, product, or suitability review
• Experience with at least one product family such as term, whole life, universal or indexed universal life, variable life, or fixed, indexed and variable annuities
• Understand how policy mechanics drive long-term outcomes
• Explain tax treatment and suitability clearly, and recognize when licensed or legal review is required
• Demonstrate excellent written communication, quantitative care and high attention to detail
• Differentiate product and suitability judgment from investment or tax advice

Responsabilités

• Design realistic scenarios involving needs analysis, product selection, illustrations, medical and financial underwriting, table ratings, replacements and 1035 exchanges, policy loans, surrenders, lapse and reinstatement
• Create work products such as coverage recommendations, illustration comparisons, underwriting assessments, suitability rationales, replacement analyses and policy-service determinations
• Write 'golden' reference responses at experienced life and annuity practitioner quality
• Grade AI-generated responses against structured rubrics for product accuracy, suitability, mathematical correctness and disclosure adequacy
• Identify unsupported illustration assumptions, unsuitable recommendations, confusion between product types or tax treatments, and failures to apply replacement or disclosure requirements
• Provide written feedback the research team uses to improve model behavior
• Participate in onboarding office hours and calibration sessions

Connaissances

Life insurance

Underwriting

Policy service

Suitability review

Illustrations

Replacement analyses

Formation

CLU

ChFC

FLMI

CFP

Description du poste

Compensation: all experts are paid a flat $800 upon successful completion of the onboarding process, which we estimate takes approximately 10 hours. After successfully completing onboarding, you will be converted to $80/hour.

About the Role

Mercor is partnering with a leading AI lab to train frontier models on high-quality insurance reasoning data. We're hiring Life & Annuity Specialists to design realistic advisory, underwriting and policy-service scenarios, evaluate model outputs against established industry standards, and help shape how the next generation of AI reasons about mortality risk, long-horizon guarantees and suitability.

We welcome life and annuity producers, advisors, life underwriters, new-business and policy-service professionals, product specialists, and suitability or replacement reviewers from carriers, brokerage general agencies, IMOs, and independent practices.

What You'll Do

• Design realistic scenarios involving needs analysis, product selection, illustrations, medical and financial underwriting, table ratings, replacements and 1035 exchanges, policy loans, surrenders, lapse and reinstatement

• Create work products such as coverage recommendations, illustration comparisons, underwriting assessments, suitability rationales, replacement analyses and policy-service determinations

• Write "golden" reference responses at experienced life and annuity practitioner quality

• Grade AI-generated responses against structured rubrics for product accuracy, suitability, mathematical correctness and disclosure adequacy

• Identify unsupported illustration assumptions, unsuitable recommendations, confusion between product types or tax treatments, and failures to apply replacement or disclosure requirements

• Provide written feedback the research team uses to improve model behavior

• Participate in onboarding office hours and calibration sessions

You're a Good Fit If You

• Have 2+ years of professional experience in life insurance or annuity advisory, underwriting, new business, policy administration, product, or suitability review

• Have worked with at least one product family, such as term, whole life, universal or indexed universal life, variable life, or fixed, indexed and variable annuities

• Understand how policy mechanics (cost of insurance, crediting, caps and participation rates, surrender charges, riders and guarantees) drive long-term outcomes

• Can explain tax treatment and suitability considerations clearly, and recognize when licensed or legal review is required

• Demonstrate excellent written communication, quantitative care and high attention to detail

• Can distinguish product and suitability judgment from investment advice and formal tax or legal advice

Bonus Qualifications

• CLU, ChFC, FLMI, CFP, or comparable designation

• Active or previously held life and health producer license, or securities registration

• Medical or financial life underwriting experience, including APS review, lab interpretation or reinsurance referral

• Experience with buy-sell, key-person, estate-planning, premium-finance or executive-benefit cases

• Experience with suitability, Reg BI, or state replacement and disclosure review

Role Highlights

• Minimum 20 hours per week (ideally 40+)

• Role starts immediately, applications reviewed on a rolling basis