Senior Reconciliations and Payments Analyst

Finom; Amsterdam; On-site; EUR 65,000 - 90,000; Full time

Job summary

Finom in the Netherlands is seeking a Senior Reconciliation Analyst on a fixed-term maternity cover to join the payment operations team. You will own daily reconciliation monitoring, investigate discrepancies, and collaborate with engineering and banking partners to keep balances accurate.

The role offers scope to contribute to automation projects and to progress within the company, with a flexible, fully remote environment that focuses on outcomes rather than hours.

Qualifications

• Experience in reconciliation, payment operations, or treasury operations.
• Proficient in Excel and data visualization/BI tools.
• Understanding of payment schemes and how money moves between banks.
• Detail-oriented with handling money movements.
• Adaptable to fast-paced, changing environments.
• Strong stakeholder management and communication.
• Available to start immediately or on short notice.
• Interested in a fixed-term contract (~5 months) with possible extension.

Responsibilities

• Own daily reconciliation monitoring and investigate breaks.
• Resolve reconciliation breaks end-to-end with internal/external teams.
• Maintain reporting and month-end close.
• Work across data tools to monitor reconciliation data.
• Contribute to automation using AI and other tools.
• Handle occasional manual money transfers.
• Manage stakeholders across the business.

Skills

Reconciliation

Payment operations

Treasury operations

Tools

Excel

Databricks

Metabase

Tableau

Power BI

SQL

Job description

Senior Reconciliation Analyst (Fixed-Term Cover)

About the Role

Our Reconciliation team makes sure that every euro our clients see in their balances is actually backed by cash in the bank - and right now, we need an experienced Senior Reconciliation Analyst to join us on a fixed-term basis to cover a period of maternity leave.

This is a hands-on, high-impact role at the heart of our payment operations. You'll own the day-to-day routine of monitoring reconciliation breaks, investigating discrepancies, and working closely with engineering and banking partners to keep everything balanced. It's a fast-moving environment where priorities can shift daily, so we're looking for someone who thrives on structure one day and adapts the next.

While the core focus is routine reconciliation, there's real room to get involved in automation projects once you're up to speed - and this role can also be a strong stepping stone into other teams at the company longer-term.

A Bit About the Team

Our Reconciliation team is small but mighty - every analyst is expected to think like an owner, gradually automating routine work while keeping the core process rock-solid. It's a team that values flexibility (fully remote, outcome-focused - we care that the job gets done, not what hours you keep) and gives people real autonomy once the fundamentals are covered. If you enjoy solving problems that sit right at the intersection of data and payments, you'll fit right in here.

About the Role

Our Reconciliation team makes sure that every euro our clients see in their balances is actually backed by cash in the bank - and right now, we need an experienced Senior Reconciliation Analyst to join us on a fixed-term basis to cover a period of maternity leave.

This is a hands-on, high-impact role at the heart of our payment operations. You'll own the day-to-day routine of monitoring reconciliation breaks, investigating discrepancies, and working closely with engineering and banking partners to keep everything balanced. It's a fast-moving environment where priorities can shift daily, so we're looking for someone who thrives on structure one day and adapts the next.

While the core focus is routine reconciliation, there's real room to get involved in automation projects once you're up to speed - and this role can also be a strong stepping stone into other teams at the company longer-term.

What You Will Be Doing

• Own daily reconciliation monitoring - checking that cash held in the bank matches client balances in our systems, and flagging and investigating any breaks or mismatches as they arise
• Resolve reconciliation breaks end-to-end - determining whether an issue is internal (looping in engineering) or external (liaising directly with banks and third-party payment providers) and driving it to resolution
• Maintain reporting and month-end close - supporting vendor reporting, regulatory reporting, and other recurring reporting cycles with a high level of accuracy
• Work across data tools - using Excel alongside data visualization tools (Databricks, Metabase, or similar - Tableau/Power BI experience also welcome) to monitor and track reconciliation data
• Contribute to automation - gradually helping automate manual reconciliation processes using AI and other tools, reducing reliance on spreadsheets over time
• Handle occasional manual money transfers - with the accuracy and attention to detail this requires
• Manage stakeholders across the business - working with engineering, treasury, and external banking partners to keep processes running smoothly

Who You Are

• You have hands-on experience in reconciliation, payment operations, or treasury operations (e.g. as a reconciliation specialist, payment analyst, or accountant with reconciliation exposure)
• You're comfortable with Excel and have some experience with data visualization/BI tools (Databricks, Metabase, Tableau, Power BI, or similar)
• You have a working understanding of payment schemes and how money moves between banks and internal systems - you know who to go to when something doesn't add up
• You're diligent and detail-oriented, especially when it comes to handling money movements
• You're used to fast-paced, frequently changing environments and can adapt when processes shift - this isn't a role with a fixed rulebook
• You have strong stakeholder management skills and are confident communicating with both internal teams and external partners (e.g. banks)
• You're able to start immediately or on very short notice
• You're open to a fixed-term contract (~5 months, with a real possibility of extension depending on business needs)

Nice to Have

• Experience working at a neobank or fintech (e.g. N26 or similar) - you'll likely need less ramp-up time in a high-change environment
• A mathematical or quantitative background
• Prior experience helping build or improve automations within a reconciliation or payments workflow
• Basic SQL or data analysis skills