Senior Data Scientist, Credit Risk Modeling

BridgeFund; Amsterdam; On-site; EUR 77,004 - 94,860; Full time

Benefits offered by this job

6% pension via ASR Doen Pensioen

25 vacation days + 8% holiday pay

Travel allowance €0.23/km

€40 Alleo budget per month

Bridge Day – extra day off

Company boat The Royal Ted

Sports activities program

50% paid lunches

Friday drinks and team events

Remote work 2 weeks/year from abroad

Modern MacBook workspace

Job summary

BridgeFund invites a senior data scientist to shape risk models and decisioning that scale business funding decisions. You will design, train, and deploy models that assess creditworthiness and guide portfolio performance, collaborating with engineers and analysts who prefer building over talking.

The role emphasizes end-to-end delivery in a fast-growing scale-up. You’ll own models from data to production, translate insights for stakeholders, and contribute to risk appetite and portfolio

Qualifications

• Senior experience as a Data Scientist or Credit Risk Modeller in a bank, fintech or lending company.
• Proven experience building and owning credit risk models (e.g. PD, LGD, loan capacity, portfolio models).
• Strong skills in Python and SQL.
• Experience taking models from data to production and embedding them in real credit decisions (acceptance, pricing, credit limits).
• Strong understanding of lending portfolios and the growth vs risk trade-off, with experience contributing to risk appetite & portfolio steering.
• Comfortable working with engineers, analysts and risk stakeholders in a cross-functional environment.
• Business-driven: able to link models and analyses to approval rate, losses, margin and portfolio performance.
• Structured, proactive and able to take ownership in a fast-growing scale-up environment.

Responsibilities

• Build and own predictive risk models (PD, churn, stress testing).
• Analyze drivers of risk and performance and translate insights into improvements.
• Design and validate features that make models more robust and explainable.
• Work with engineers to bring models into production and keep them running smoothly.
• Translate insights into clear, data-driven decisions for stakeholders.
• Stay sharp on trends, regulations and new modelling techniques.
• As a senior you will coach junior team members and help the team grow.

Skills

Senior Data Scientist

Credit risk modeller

Python

SQL

Production deployment

Cross-functional

Risk modelling

Data storytelling

Tools

Python

SQL

Job description

BridgeFund invites a senior data scientist to shape risk models and decisioning that scale business funding decisions. You will design, train, and deploy models that assess creditworthiness and guide portfolio performance, collaborating with engineers and analysts who prefer building over talking.

The role emphasizes end-to-end delivery in a fast-growing scale-up. You’ll own models from data to production, translate insights for stakeholders, and contribute to risk appetite and portfolio