Midlevel Data Scientist - Risk Modelling

BridgeFund; Amsterdam; On-site; EUR 50,220 - 66,960; Full time

Benefits offered by this job

Salary between €4,500 and €6,000

25 paid vacation days

Travel allowance

Company boat for events

Bridge Day off

Free snacks

BridgeFund Academy for personal growth

Job summary

A fast-growing financing firm in Amsterdam is hiring a Data Scientist to enhance their smart lending platform. In this role, you'll build predictive models and analyze data to improve decision-making processes. Ideal candidates have strong analytical skills, experience in risk modeling, and a passion for innovation. Attractive salary and a range of perks are provided, including paid vacation days and a modern workspace.

Qualifications

• Experience in building and owning predictive models.
• Ability to analyze risk drivers and translate insights.
• Skills in collaborating with engineers for production.

Responsibilities

• Build and own predictive risk models.
• Analyze drivers of risk and performance.
• Design and validate features for robust models.
• Work with engineers to ensure models run smoothly.
• Translate insights into data-driven decisions.
• Stay updated on trends and new techniques.

Skills

Predictive risk modeling

Data analysis

Feature design and validation

Understanding of creditworthiness

Knowledge of trends and modeling techniques

Tools

Python

R

SQL

Job description

Small businesses drive the economy. They build, hire, innovate, and take risks. But when they need financing, things still move at the speed of paper. Endless forms. Long approvals. Decisions that rely more on history than on logic. We built BridgeFund to fix that. What takes weeks elsewhere happens here in seconds - a small business applies in 3 minutes, and our model decides in one. No paperwork. No waiting. No human bottlenecks. Just smart tech making fair decisions, fast. That’s how we grew 74% last year, provided over €500 million in funding, and will close 2025 profitably.

BridgeFund is a fantastic place to work because it doesn't feel like work. It's not the catered lunch, company boat or other great benefits (although those perks don't hurt!). It's the people, the purpose and the passion we bring to work every day.

Your role as Data Scientist

We’ve built a platform that turns business financing from a slow, manual process into a one-second decision. Now we’re looking for someone to make it even smarter. As a Data Scientist at BridgeFund, you’ll help shape the logic that decides how millions in business funding flow through our system. You’ll work end-to-end: designing, training, and deploying models that predict risk, assess creditworthiness, and guide portfolio performance. You’ll turn raw data into clear, actionable insight: the kind that changes how we lend, price, and grow. You’ll be part of a compact, high-impact team of data scientists, engineers, and analysts who prefer building over talking. We test fast, ship often, and only celebrate what works in production. We’re far from done, and that’s exactly how we like it.

What your day-to-day will look like

• Build and own predictive risk models (PD, churn, stress testing).
• Analyze drivers of risk and performance and translate insights into improvements.
• Design and validate features that make models more robust and explainable.
• Work with engineers to bring models into production and keep them running smoothly.
• Translate insights into clear, data-driven decisions for stakeholders.
• Stay sharp on trends, regulations, and new modelling techniques.

We’re as proud of our culture as we are of our product

The BridgeFund community is exceptional because we respect one another, care deeply about each other and work toward the same goals: driving innovation and improving through data and automation. You’ll have the freedom to grow, learn, and enjoy what you do. And because success means more when you share it, we make sure you’ve got everything you need to thrive.

• Salary between €4.500 and €6.000 based on 40 hours per week
• 25 paid vacation days and 8% holiday allowance
• Travel allowance of €0.23 per kilometer (even if you cycle)
• €40 Alleo budget per month for things like TrainMore, Uber, or a day out
• Bridge Day: one extra day off for something that matters to you
• Company boat The Royal Ted for team events or private use
• Sports activities such as boxing classes and a running club
• 50% paid lunches
• Friday drinks, quarterly parties, and team outings
• Two weeks per year of remote work from abroad
• Modern workspace with a MacBook, open areas, quiet zones, and zero ceiling tiles
• BridgeFun(d) bar with DJ booth, stage, and karaoke
• Free snacks: healthy and not-so-healthy
• BridgeFund Academy for personal growth, learning, and coaching

Curious?

Good. That’s usually how the best data scientists start here at BridgeFund. Apply directly or reach out to Barbara at [e-mail]. We can’t wait to hear what you're all about!

Location: Amsterdam, North Holland, Netherlands