Senior Credit Risk Analyst - Netherlands

RiverBank; Amsterdam; On-site; EUR 90,000 - 120,000; Full time

Job summary

RiverBank, a Luxembourg-based growing financial services company, seeks a Senior Credit Risk Analyst to join the Structured Loans Department across Europe. You will analyse, prepare and present credit cases and support deal opportunities with the Credit and Sales teams.

You will monitor borrowers, review loan documentation with the legal team, and contribute to negotiations and borrower relationships while applying rigorous analytical and financial modelling skills in a fast-moving environment.

Qualifications

• Degree in Finance, Economics or Business Administration.
• 8–10 years of experience in a similar role at a bank or private debt fund.
• Knowledge of loan products and/or bonds and French law.
• Strong analytical and writing skills.
• Excellent numerical and financial modelling skills.
• Good communication skills.
• Fluent in Dutch and English; another language is a plus.
• Result-driven; adaptable in fast-moving environments.

Responsibilities

• Analyse, prepare and present credit cases to the Credit team and to the Credit Committee.
• Support and interact with the Credit and Sales teams in analysis of new deal opportunities.
• Take an active role in negotiations and borrower relationships.
• Review loan documentation with the legal team.
• Draft term sheets and engagement letters.
• Monitor borrowers to anticipate credit deterioration using digital tools.
• Participate in portfolio and borrower company monitoring.

Skills

Financial analysis

Credit risk

Financial modelling

Communication skills

Numerical ability

Dutch & English

Education

Finance/Economics/Business Administration

Job description

RiverBank is one of Luxembourg's fastest growing financial services companies. Our purpose is to help established SMEs, one of the last major underserved opportunities in banking. Established SMEs are the backbone of local communities - yet have been largely neglected both by traditional high street banks and modern providers.

Job Description

The Senior Credit Risk Analyst will be a key member of the Structured Loans Department, which is dedicated to building and maintaining a strong performing portfolio of loans to SMEs and Real Estate companies across Europe

Primary Responsibilities

• Analyse, prepare and present credit cases to the Credit team and to the Credit Committee;
• Support and interact with the Credit and Sales teams in the analysis of new deal opportunities;
• Take an active role and participate in negotiations and in borrower relationships;
• Review loan documentation together with the legal team;
• Draft term sheets and engagement letters;
• Anticipate any credit deterioration through active monitoring of borrowers using digital technology;
• Participate in the portfolio and borrower companies monitoring.

Qualifications

• Degree in Finance, Economics or Business Administration;
• Minimum 8 - 10 years of experience in a similar role at a bank or private debt fund;
• Knowledge of loan products and/or bonds and French law;
• Strong analytical and writing skills;
• Excellent numerical and financial modelling skills;
• Good communication skills;
• Fluent in Dutch and English (knowledge of an additional language would be an asset);
• Result-driven;
• Able to adapt quickly in a fast-moving environment.

Additional Information

Why Join RiverBank

You will be joining a dynamic and fast-growing organization at a pivotal time in its expansion. As part of a collaborative and purpose-driven team, you will have the opportunity to shape the future of SME banking across Europe and make a tangible impact in an underserved segment of the financial industry.

RiverBank is an equal opportunities employer.

We work to provide a supportive and inclusive environment where all individuals can maximise their full potential.

Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the communities in which we operate and who reflect a variety of backgrounds, talents, perspectives and experiences.

Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing and advancing individuals based on their skills and talents.

RiverBank is an equal opportunities employer.

We work to provide a supportive and inclusive environment where all individuals can maximise their full potential.

Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the communities in which we operate and who reflect a variety of backgrounds, talents, perspectives and experiences.

Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing and advancing individuals based on their skills and talents.