Mid-level/Senior KYC/CDD Analyst

BlueMonks BV; Netherlands; Remote; EUR 52,000 - 72,000; Full time

Benefits offered by this job

Growth opportunities

Training budget

Competitive salary

Job summary

BlueMonks BV, based in the Netherlands, seeks a Mid-level KYC/CDD Analyst to join our in-house team or work with clients. You will independently conduct client due diligence for private and business clients, analyzing complex ownership structures and assessing sources of funds.

The role emphasizes professional judgement, clear written risk analyses, and adherence to Wwft and internal guidelines. You will contribute to process improvements, share knowledge, and support decisions on client

Qualifications

• 2 to 5 years of experience in KYC/CDD or AML.
• Experience with complex structures (Dutch BVs, holdings, foundations, international entities).
• Knowledge of the Wwft and relevant laws and regulations.
• Strong analytical ability and sharp writing skills.

Responsibilities

• Independently conduct client due diligence for private and business clients.
• Analyse complex ownership structures and map relationships.
• Assess origin of funds and form substantiated judgements.
• Prepare clear, legally substantiated risk analyses.
• Identify integrity risks and escalate when needed.
• Contribute to KYC process improvements and sharing knowledge.
• Act as sparring partner for compliance stakeholders.

Skills

KYC/CDD AML

Analytical ability

Writing skills

Professional judgement

Independent attitude

Job description

Netherlands, 32 to 40 hours, in-house or at a client.

BlueMonks operates at the intersection of legislation, risk management and strategy. We support leading financial institutions, property managers, investment funds and public organisations with complex KYC, AML and FEC issues.

As a Mid-level KYC/CDD Analyst, you work on substantively challenging files and have a direct impact on the integrity of organisations. You combine analytical sharpness with professional judgement and know how to substantiate risks clearly.

At BlueMonks, compliance is not a checkbox, but a profession. We believe in quality over quantity, in ownership over hierarchy and in professionals who take responsibility for their files. You work in an environment where substance matters, where there is room for growth and where your expertise makes a visible impact.

Do you want to work in a high-performance compliance environment where your subject-matter knowledge is truly valued?

What will you do?

As a Mid-level KYC/CDD Analyst at BlueMonks, you are responsible for independently conducting client due diligence, for both private and business clients. You work on files of varying complexity, from regular client acceptance to in-depth Enhanced Due Diligence processes.

You analyse complex legal and organisational structures, including holdings, international entities, foundations and layered UBO structures. You carefully map ownership and control relationships and translate them into a clear risk assessment.

An important part of your role is assessing the origin of funds (Source of Funds and Source of Wealth). You analyse financial documentation, annual accounts and transaction flows and form a substantiated judgement on the plausibility and legitimacy of the client’s financial position. You combine factual analysis with professional judgement.

You prepare clear, structured and legally substantiated risk analyses in which your findings, reasoning and conclusion follow logically from one another. In doing so, you take into account the Wwft, internal policy frameworks and relevant guidelines. You know how to record complex matters in an understandable and verifiable way.

You also identify integrity risks, unusual patterns or potential red flags. Where necessary, you carefully escalat these to compliance officers or risk managers and actively contribute to decisions on client acceptance or continuation.

You look beyond the file itself. You help think about quality improvement, knowledge sharing and process optimisation. You provide input to make KYC processes more efficient, more consistent and future-proof.

Finally, you act as a subject-matter sparring partner for compliance officers, risk managers and other stakeholders. You communicate professionally, ask critical questions and know how to defend your findings clearly.

What do you bring?

• 2 to 5 years of experience in KYC/CDD or AML
• Experience with complex structures (Dutch BVs, holdings, foundations, international entities)
• Knowledge of the Wwft and relevant laws and regulations
• Strong analytical ability and sharp writing skills

What do you bring?

• 2 to 5 years of experience in KYC/CDD or AML
• Experience with complex structures (Dutch BVs, holdings, foundations, international entities)
• Knowledge of the Wwft and relevant laws and regulations
• Strong analytical ability and sharp writing skills
• Professional judgement and risk awareness
• A proactive, independent attitude to work

Nice to have

• Experience with remediation projects
• QA experience or coaching junior analysts
• Certifications (for example Wwft, CAMS or similar)

What do we offer?

• Work on substantively challenging compliance projects
• Responsibility and trust in your role
• Growth opportunities towards Senior, QA or Consultant
• Training and development budget
• Competitive salary and employment benefits
• A professional, ambitious and collegial working environment