Lending Advisor - Private Banking & Wealth Management [

ABN AMRO Bank N.V.; Etten-Leur; On-site; EUR 60,000 - 80,000; Full time

Benefits offered by this job

Growth mindset omgeving

Entrepreneurship- en innovatiemogelijk

Internationale bank achterbalk

Korte communicatielijnen en people‑or‑

Job summary

ABN AMRO Bank N.V. zoekt een Lending Advisor binnen de Expertise Lending-afdeling. U ondersteunt financing behoeften en werkt nauw samen met relatie- en wealth managers aan kredietoplossingen op maat.

U tilt E&E-activiteiten naar een hoger plan, voert kredietanalyses uit en gaat verantwoordelijkheden aan voor risicobeheer en kredietstructurering, met naleving van bankbeleid.

Qualifications

• Sterke ervaring in kredietadvisory en private banking wan- den.
• Analytische denkkracht en oplossingsgerichte mindset.
• Vloeiende kennis van Nederlands, Frans en Engels.

Responsibilities

• Credit Application Guidance: advies en structureren van kredieten voor private banking/wealth management klanten.
• Credit Analysis: verwerken van kredietaanvragen en risico's analyseren met kredietmemo.
• Credit Structuring: voorstellen afstemmen op klantbehoeften en bankbeleid.
• Risk Monitoring: toezicht op kredietbestanden en vervolgstappen bij risico's.
• Trusted partner: bouwen aan langdurige klantrelaties en marktkennis bijhouden.

Skills

Credit advisory

Analytical thinking

Solution mindset

Dutch

French

English

Networking

Job description

Jouw rol

As a Lending Advisor within the Expertise Lending department you play a pivotal role in supporting our clients’ financing needs, helping them realize their personal and professional goals through tailored credit solutions. You’ll work closely with relationships managers and wealth managers to deliver a comprehensive, client-centric service.

You will actively participate in the expansion of the E&E (Entrepreneur & Enterprise) activity and you will be able to set up new products, policies and deals that comply with the strategy & regulations of the bank.

Jouw verantwoordelijkheden

• Credit Application Guidance: Advise and structure bespoke lending solutions for private banking & wealth management clients (e.g. investment-backed loans, real estate financing,… ). You provide support to relationship managers in handling credit applications.
• Credit Analysis: You process credit applications and identify associated risks in a detailed credit memo. By conducting strategic financial analyses, including sector and corporate financial assessments, you gain insight into the strengths and weaknesses of clients, enabling precise risk assessment.
• Credit Structuring:You develop financing proposals that align perfectly with the client's needs while adhering to our credit and pricing policies. For complex cases, you collaborate with internal stakeholders (private bankers, legal, risk,…) to ensure smooth and compliant credit process.

• Risk Monitoring: You oversee the risks within credit files and ensure adequate follow-up. When risks escalated, you develop an action plan to protect the bank's interests.

• Trusted partner: you build trusted relationships with clients, becoming their go-to lending expert and you stay up to date with market developments, fiscal frameworks, and credit products relevant to our client base.

Jouw bank

We are known as the customer-centric private bank in Belgium that wants to move forward with businesses based on a strong social consciousness. We are always looking for better ways to make an impact, for ourselves, for customers. We do this with confidence and openness, with pride in what we stand for. You grow with us.

Wij bieden je

• Teams
• with a major role for you in which you can have an impact
• An environment with a growth mindset,
• room for entrepreneurship and innovative ideas
• The transparency and agility of a smaller organization
• with a major international bank at its back
• Short lines of communication,
• accessible management, people-centric culture, real team spirit
• A bank that likes to look ahead
• with a clear vision and plan for the future
• A personal development program
• tailored to your ambition, with off and on-the-job training
• Flexible working, pay and fringe benefits
• as you would expect in our sector

Jij

• have a strong experience in credit advisory
• are an analytical thinker
• with a solution-oriented mindset
• are fluent in Dutch/French and English
• are a true enabler
• set things in motion, turn an idea into a plan
• like to achieve strong results
• for and with others, always in confidence
• are a networker, bridge builder
• and are energized by new insights and encounters

We horen graag van je

ABN AMRO in Belgium

Is as one bank, a customer-centric organisation,
and goes for growth and entrepreneurship
with a keen eye for social change

Banking for better,
for generations to come