Financial Crime Officer

Bitvavo; Amsterdam; Hybrid; EUR 65,000 - 90,000; Full time

Job summary

Bitvavo, based in Amsterdam, is expanding its Financial Crime team to uphold high standards in investigations and risk management. You will prevent crypto-related crime and contribute to the company's compliance program.

We seek 3–5 years of AML/CTF/KYC experience within financial services or fintech, with a strong eye for detail and a proactive mindset in a fast-growing environment. Fluency in English is required.

Qualifications

• Hands-on AML/CTF/KYC experience in financial services or fintech.
• Strong regulatory knowledge and ability to apply regulations to business goals.
• Fluent in English, both written and spoken.

Responsibilities

• Conduct robust transaction monitoring to identify and investigate AML and fraud patterns.
• Handle Enhanced Due Diligence cases with risk assessment.
• Identify and mitigate risks with high-risk industries and client profiles.
• Analyze customer behavior, detect trends and translate into actionable signals.
• Improve frontline processes and controls.
• Report suspicious activity to relevant departments or authorities.
• Collaborate to maintain best practices, policies and regulatory developments.

Skills

AML/CTF/KYC experience

Regulatory knowledge

English fluent

Analytical mindset

Independent thinker

Tools

Chainalysis

TRM Labs

Elliptic

Job description

In 2018, Bitvavo launched the first version of its digital assets trading platform, to bridge the gap between traditional currencies and digital assets. By offering transparent fees, a wide range of assets and an easy to use platform, Bitvavo is making the currency of the future accessible for everyone.
In two years' time, Bitvavo has established itself as the market leader in the Netherlands and one of the largest in Europe, with over one million users exchanging tens of billions of digital assets a year.

About the Role

Bitvavo is expanding its Financial Crime department, and we are looking for a Financial Crime Officer to join the team. The core goal of this role is to ensure Bitvavo's high quality standards are maintained in every investigation. You will help prevent Bitvavo from being used for criminal activity, money laundering or terrorist financing, using your investigative experience to help the business manage risk prudently, working in line with Bitvavo's quality standards and instructions.

What You'll be Doing

The main objective of this role is to ensure the business operates within the risk appetite set by the Management Board, through your integrity investigations. You assess and manage operational risks day to day.

Conduct robust transaction monitoring to identify, analyse and investigate complex AML and fraud patterns

Handle in depth Enhanced Due Diligence cases with a keen eye for detail and risk assessment

Identify, investigate and mitigate risks associated with high risk industries and client profiles

Analyse customer behaviour, recognise trends and turn them into actionable signal patterns

Continuously improve existing first line processes

Report and elevate suspicious activity to the relevant departments or authorities

Collaborate with the team to establish and maintain best practices, policies and procedures, and keep up with regulatory developments

What We're Looking For

3 to 5 years of hands on experience in AML, CTF or KYC, ideally within financial services or fintech

Able to apply knowledge of external regulations to the organisation's goals while maintaining an independent position

Comfortable working in a fast paced, rapidly growing industry

Able to identify challenges, communicate them clearly, and turn them into opportunities

Entrepreneurial mindset with strong problem solving skills

Fluent in English, spoken and written

Experience with blockchain analytics tools such as Chainalysis, TRM Labs or Elliptic

General knowledge of and interest in the crypto space

Experience working in a dynamic scale up environment

At Bitvavo, we believe that diverse perspectives drive innovation, foster creativity, and lead to better outcomes. We are committed to building a team that reflects the diversity of the communities we serve and creating an inclusive environment where everyone can thrive. We welcome applicants of all backgrounds, identities, and experiences. Regardless of race, ethnicity, gender, sexual orientation, age, religion, ability, or any other characteristic. Join us and be part of a team that values and celebrates your unique contributions.

Bitvavo does not accept resumes from staffing, search, or recruitment firms without a signed agreement. If you send us a resume without such an agreement, we may contact the candidate directly without any obligation whatsoever and no fee of any kind will be paid should we hire the candidate.

What We Offer

At Bitvavo, we believe in attracting, motivating and retaining talented people through market-competitive offerings that go beyond compensation alone. To learn more about our total rewards package and the benefits we offer, visit our Life at Bitvovo page.