Wealth Management Advisor – Unit Trust & Bancatakaful - KL Sentral

Bank Rakyat Malaysia Berhad; Kuala Lumpur; On-site; MYR 33,000 - 61,000; Full time

Benefits offered by this job

Medical benefits

Optical benefits

Health screening

Flexible client meetings

Professional development allowance

Annual bonuses

Job summary

Bank Rakyat Malaysia invites experienced Financial Advisors to guide clients in Unit Trust investments and Takaful solutions. You will build a robust client portfolio through networking and relationship management, while delivering needs-based financial planning and effective sales presentations.

Successful candidates will manage account openings, address product inquiries, and strive to meet monthly and quarterly targets within a supportive, development-focused environment.

Qualifications

• Education: Diploma in Banking, Business Finance, Commerce, Economics or Finance related fields.
• Experience: 2+ years in Financial Services Sales/Insurance/Unit Trust/Bancassurance/Retail Banking.
• Licenses: CUTE, TBE, Takaful Agent, or Insurance Representative license.

Responsibilities

• Provide comprehensive financial planning consultations with Unit Trust and Takaful products.
• Grow client portfolio via networking and relationship management.
• Perform needs-based selling with strong sales presentation skills.
• Ensure timely account opening and product inquiries resolution.
• Meet or exceed monthly and quarterly sales targets.

Skills

Financial planning

Unit Trust investments

Takaful/Bancatakaful

Needs-based selling

Sales targets

Networking

Client relationship

Account opening processing

CRM systems

Education

Diploma in Banking

Diploma in Business Finance

Diploma in Commerce

Diploma in Economics

Diploma in Finance

Tools

CRM systems

Job description

Wealth Management Advisor – Unit Trust & Bancatakaful - KL Sentral

Build Your Wealth Management Career with Malaysia's Leading Islamic Bank

Join Bank Rakyat Malaysia as a Financial Advisor and become a trusted Investment Consultant helping clients achieve their financial goals through our comprehensive Unit Trust and Bancatakaful solutions.

What You’ll Do

Provide comprehensive financial planning consultations for clients, focusing on Unit Trust investments, Takaful protection plans, and Bancatakaful products

Grow your client portfolio through active networking, referrals, and relationship management

Perform needs-based selling using strong sales presentation skills

Ensure timely account opening, application processing, and product inquiries resolution

Meet or exceed monthly and quarterly sales targets

Who We're Looking For

Essential Requirements for Financial Advisory Roles:

Education: Minimum Diploma in Banking, Business Finance, Commerce, Economics, or Finance related fields

Experience: Minimum 2 years as Financial Services Sales Executive, Insurance Agent, Unit Trust Consultant, Bancassurance Officer, or Retail Banking Officer

Licenses: Must possess CUTE license, TBE certification, Takaful Agent license, or Insurance Representative license

Bonus Points for Wealth Management Professionals:

Professional certifications (CUTE, TBE)

Experience in Islamic banking, Shariah-compliant products, portfolio management, or private banking

Regulatory compliance knowledge (Securities Commission, BNM guidelines, IFSA 2013)

What We Offer

Base Salary: RM 3,000 – RM 5,500 for Senior Financial Consultants

Performance-Based Commission: Eligible upon achieving a 60% sales target

Unlimited Earning Potential: Subject with the achieved sales target

Incentives & Rewards: Annual bonuses (Based on sales target achieved)

Professional Development Allowance: Financial support for Financial Planning certifications

Full medical benefits, including hospitalization, specialist consultations, and emergency care

Optical benefits covering eye tests, prescription glasses, contact lenses, and related treatments

Health screening and wellness programs to support overall wellbeing

Flexible client meeting arrangements within working hours

Continuous Learning & Career Growth

In-depth training programs on Islamic finance and investment products

Sponsorship for professional certifications in wealth management

Internal career progression, prioritizing relationship managers and branch-level roles

Team-oriented environment with guidance from experienced senior advisors

Access to modern banking tools, CRM systems, and financial planning technology

Employee recognition programs and exclusive top performer rewards

Ready to Launch Your Wealth Management Career?

Your application will include the following questions:

• Which of the following statements best describes your right to work in Malaysia?
• What's your expected monthly basic salary?
• How many years' experience do you have as a Wealth Management Adviser?
• Which of the following types of qualifications do you have?
• Which of the following languages are you fluent in?
• How many years' experience do you have in a wealth management?
• How many years' experience do you have as a Wealth Adviser?
• What's your preferred work type?
• Do you have a Takaful Basic Examination Certification?
• How many years' experience do you have as a Unit Trust Consultant?

Bank Rakyat was established on 28 September 1954 under the Cooperative Ordinance 1948 (known as the Cooperative Societies Act 1993). Today, Bank Rakyat is the biggest Islamic cooperative bank in Malaysia.

We continue to expand our product range and customer facilities that are varied and innovative. The products and facilities include consumer banking, commercial financing, savings, and investments as well as products of financial planning to satisfy the many demands of a wide spectrum of modern day customers.

As an entity under the control of the Ministry of Domestic Trade, Cooperatives and Consumerism, we are committed to support the mission of the Ministry to consolidate the cooperative sector as the mainstay of economic growth of the nation via all the efforts and steps that we have arranged.

Bank Rakyat was established on 28 September 1954 under the Cooperative Ordinance 1948 (known as the Cooperative Societies Act 1993). Today, Bank Rakyat is the biggest Islamic cooperative bank in Malaysia.

We continue to expand our product range and customer facilities that are varied and innovative. The products and facilities include consumer banking, commercial financing, savings, and investments as well as products of financial planning to satisfy the many demands of a wide spectrum of modern day customers.

As an entity under the control of the Ministry of Domestic Trade, Cooperatives and Consumerism, we are committed to support the mission of the Ministry to consolidate the cooperative sector as the mainstay of economic growth of the nation via all the efforts and steps that we have arranged.

Perks and benefits Staff Financing, Flexi Benefits, Allowance

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