VP2, Portfolio Risk Analyst (Unsecured), PFS

United Overseas Bank; Kuala Lumpur; On-site; MYR 100,000 - 140,000; Full time

Job summary

A leading bank in Asia is seeking a seasoned professional to enhance credit risk strategies through insightful analysis and policy management. Ideal candidates will have a Bachelor's degree and over 7 years of relevant experience, with proficiency in data analysis tools like SAS, SQL, Python, and Excel. This position is based in Kuala Lumpur, Malaysia and emphasizes both independent and collaborative work conducted within dynamic teams.

Qualifications

• 7+ years of experience in credit risk, portfolio analytics, or related roles.
• Solid understanding of unsecured lending products and risk management principles.
• Experience working with large datasets.

Responsibilities

• Perform insightful analysis for credit strategy formulation.
• Responsible for policy renewal and risk assessments.
• Collaborate with teams for new initiatives.

Skills

Data analysis

Communication

Attention to detail

Organizational abilities

Education

Bachelor's degree in mathematics, statistics, computer science, or engineering

Tools

SAS

SQL

Python

Excel

Job description

Overview

About UOB United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. Our values are Honorable, Enterprising, United and Committed, guiding how we work with our colleagues and customers.

Responsibilities

• To perform insightful analysis and review in supporting sound credit strategy formulation / decision-making on a proactive and dynamic approach
• Responsible for policy renewal, policy tightening or relaxation based on risk and reward assessments.
• Collaborate with cross-functional teams to support new initiatives or effective strategies.
• Identify potential areas for improvement within existing risk assessment processes and make recommendations for enhancements.
• Support regulatory reporting and ensure compliance with internal risk policies.

Qualifications

• Bachelor's degree in mathematics, statistics, computer science, engineering or other relevant field.
• 7+ years of experience in credit risk, portfolio analytics, or related roles in financial services.
• Solid understanding of unsecured lending products and risk management principles.
• Experience working with large datasets and strong proficiency in data analysis tools (e.g., SAS, SQL, Python, Excel).
• Excellent communication skills and ability to effectively present findings both verbally and written.
• Detail oriented with strong organizational abilities.
• Ability to work independently and as part of a team.

Additional Information

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate\'s age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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