UW I, Personal Lines

Talbot Underwriting Ltd; Kuala Lumpur; On-site; MYR 90,000 - 150,000; Full time

Benefits offered by this job

Total Rewards Program

In-person collaboration

Job summary

AIG Malaysia Insurance Berhad invites experienced underwriters to join our Kuala Lumpur team, focusing on Auto and Personal Property lines. You will contribute to underwriting decisions, pricing, and portfolio management while collaborating with cross-functional teams in a dynamic office environment.

The role emphasizes governance, process improvement, and compliance with regulatory and AIG standards, with opportunities for professional growth and exposure to a broad ecosystem of stakeholders.

Qualifications

• Three+ years of proven experience in insurance, preferably Auto and Personal Property underwriting.
• Strong relationship management with customers and intermediaries.
• Proven technical underwriting skills and drive for results.
• Excellent written and verbal communication in English; another language is a plus.

Responsibilities

• Own key underwriting outcomes for Auto and Personal Property in Malaysia.
• Support governance, portfolio management and process improvements across underwriting activities.
• Review new and renewal referrals and provide timely approvals or modifications.
• Assist in developing, updating and enforcing underwriting guidelines and procedures.
• Coordinate with internal and external stakeholders to ensure compliance with regulatory and company standards.
• Support pricing and portfolio analyses, monitor loss ratios and market trends.

Job description

### Join us as an Underwriter, Auto & Personal Property at AIG Malaysia Insurance Berhad to make more of your specialist expertise and experience.### At AIG, we are reimagining the way we help customers to manage risk. Join us as an Underwriter, Auto & Personal Property based in Kuala Lumpur, Malaysia to play your part in that transformation. It’s an opportunity to grow your skills and experience as a valued member of the team.### **Make your mark in Personal Lines, Malaysia.**### AIG underwriting teams help to find insurance solutions in areas including Auto, Personal Property, Financial Lines, Casualty, Specialty Lines, Cyber, Accident & Health and many other lines of business. We are reimagining how we help customers to manage risk, transforming our operating model, and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague – empowering our people to grow as insurance professionals and add more value to our customers and AIG.### **How you will create an impact**### We are looking for an experienced candidate who will support the department and be responsible within the underwriting function of the Auto and Personal Property lines of business within Malaysia with ownership of key outcomes, that includes the support of underwriting, governance, portfolio management, and working the eco-system from managing stakeholders to implementing processes to achieve the desired top and bottom line results. Key focus areas:* ### Accountability for underwriting performance with respect to topline, profitability and loss ratio.* ### Support the implementation of underwriting growth/corrective actions, best practices and guidelines to ensure quality underwriting, risk selection, rating and pricing adequacy.* ### Apply and adhere to framework of Underwriting Authority and operate within the delegation of authority.* ### Review new and renewal underwriting referrals and provide timely approval or modifications.* ### Support in developing, updating and improving underwriting guidelines, policies and procedures, referral processes and ensuring compliance with the latest regulatory requirements.* ### Support the operational execution of the underwriting process, including managing system enhancements, claims/service levels, customer satisfaction indicators, and fulfillment process.* ### Support pricing and portfolio management initiatives, including regular analyses and reviews to assess business performance, underwriting results, loss ratios, market/competitor activity and trends.* ### Ensure compliance to peer reviews and support all relevant audits. Jointly develop and support implementation of action plans with key stakeholders based on audit recommendations and findings.* ### Support the development of new products and/or product enhancements.* ### Support the development of Product and Underwriting training programs.* ### Manage internal and external stakeholders including distribution teams, partners, agents, dealers, operations, IT, vendors, legal, claims, FP&A, product development, IT and other functions to ensure awareness of underwriting activities and full compliance to all regulatory and internal AIG requirements, rules, standards and procedures.### ### **What you’ll need to succeed*** ### Three plus years of proven experience in insurance preferably in Auto and Personal Property underwriting.* ### People management with strong relationship with customers and intermediaries with the ability to manage a broad range of stakeholders.* ### Proven technical skills and acumen in underwriting risks and driving for results.* ### Highly collaborative approach across functions and flexible in working independently and within a team.* ### Understands the Auto and Personal Property business model and underwriting methodology, with relevant market knowledge.* ### Good verbal and written communication skills.* ### Fluent in English. Fluency in one other languages is a plus.### ### Ready to take your career to the next level? We would love to hear from you.At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.**Enjoy benefits that take care of what matters**At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.**Reimagining insurance to make a bigger difference to the world**American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.**Welcome to a culture of inclusion**We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.*AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.*AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to [e-mail].