Strategic Credit Risk Portfolio Analyst

OCBC Malaysia; Malaysia; On-site; MYR 120,000 - 180,000; Full time

Benefits offered by this job

Competitive base salary

Flexible benefits

Community initiatives

Professional development opportunities

Equal opportunity

Fair employment

Culture & values care

Wellbeing & growth

Job summary

OCBC Malaysia seeks a Risk Portfolio Management Specialist to shape credit risk reporting and monitoring. You will prepare portfolio analyses, deliver insights to senior management, and ensure regulatory compliance while collaborating with Risk, Finance, IT, and business units.

The role requires a quantitative degree and 3+ years of experience in credit risk, with strong analytical and communication skills and proficiency in Python, R, SQL, and Power BI.

Qualifications

• A degree in a quantitative field such as mathematics, statistics, finance or economics.
• At least 3 years of experience in credit risk, portfolio monitoring, risk reporting, or regulatory reporting within a financial institution.
• Strong analytical and problem-solving skills, with the ability to think critically and creatively.
• Excellent communication and interpersonal skills, with good stakeholder management skills.
• Proficient in programming languages/dashboard tools such as Python, R, or SQL and Power BI.
• Strong attention to detail and ability to meet tight deadlines.

Responsibilities

• Prepare regular credit risk management reports, including portfolio analysis on trends, movements, variances, and key risk concerns
• Provide clear risk insights and recommendations to senior management to support informed business and risk decisions
• Monitor and analyse credit risk indicators to identify emerging risks and escalating concerns in the portfolio
• Support ad-hoc information requests and analyses from senior management, business units, and external stakeholders such as regulators, auditors, and rating agencies
• Assist in the preparation and implementation of new Pillar 3 Market Disclosure requirements, ensuring regulatory compliance and timely delivery
• Continuously improve existing risk reporting processes to enhance efficiency, robustness, data quality, and control frameworks
• Stay up-to-date with regulatory requirements, supervisory expectations, and industry best practices in credit risk management and reporting
• Work closely with Risk, Finance, IT, and Business teams to ensure consistency and alignment of data, assumptions, and methodologies across reports
• Maintain comprehensive documentation of reporting processes, methodologies, and assumptions to support governance and audit requirements

Skills

Python

R

SQL

Power BI

Analytical thinking

Problem solving

Stakeholder management

Communication

Education

Degree in a quantitative field (mathematics/statistics/finance/economics)

Tools

Power BI

SQL

Job description

OCBC Malaysia seeks a Risk Portfolio Management Specialist to shape credit risk reporting and monitoring. You will prepare portfolio analyses, deliver insights to senior management, and ensure regulatory compliance while collaborating with Risk, Finance, IT, and business units.

The role requires a quantitative degree and 3+ years of experience in credit risk, with strong analytical and communication skills and proficiency in Python, R, SQL, and Power BI.