Strategic Credit Risk Analyst (Margin, Collateral & Compliance)

Bank Islam Malaysia Berhad; Kuala Lumpur; On-site; MYR 56,000 - 100,000; Full time

Job summary

Bank Islam Malaysia Berhad in Malaysia is seeking a Credit Analyst to conduct client evaluations, perform independent credit assessments, and manage credit risk within a financial services context.

You will monitor margin positions, identify early warning signals, and implement risk mitigation measures while ensuring adherence to internal policies and regulatory requirements. A degree in any discipline and strong analytical skills are essential.

Qualifications

• Minimum 3-5 years in credit analysis, credit risk management, stockbroking, or banking.
• Prior exposure to SMF, SBL, or capital market products is an added advantage.
• Strong analytical skills in financial statement analysis and credit evaluation.
• Ability to assess collateral risk, including market volatility and concentration exposure.
• Familiarity with equity markets and applicable regulatory frameworks.
• Proficiency in data analysis tools (e.g., Excel, Power BI) for monitoring and reporting purposes.
• A degree in any discipline.

Responsibilities

• Conduct proper client evaluation, including assessment of financial standing and collateral quality (e.g., share liquidity, volatility, and concentration risk).
• Perform independent credit assessment and recommend appropriate financing limits.
• Monitor margin positions, identify early warning signals, and implement timely risk mitigation measures.
• Ensure compliance with internal credit policies as well as relevant regulatory requirements.
• Support recovery and collateral liquidation processes in the event of default.
• Conduct credit assessments and recommend financing limits.
• Monitor margin accounts and manage margin calls.
• Track portfolio exposure and risk concentration.

Skills

Analytical skills

Credit analysis

Financial analysis

Data analysis

Education

Any degree

Tools

Excel

Power BI

Job description

Bank Islam Malaysia Berhad in Malaysia is seeking a Credit Analyst to conduct client evaluations, perform independent credit assessments, and manage credit risk within a financial services context.

You will monitor margin positions, identify early warning signals, and implement risk mitigation measures while ensuring adherence to internal policies and regulatory requirements. A degree in any discipline and strong analytical skills are essential.