Specialist - Credit Risk

DHL Germany; Selangor; On-site; MYR 60,000 - 90,000; Full time

Job summary

A leading company in the logistics sector is seeking a Credit Risk Analyst to manage credit exposure and ensure compliance with the order to cash policies. You will analyze customer credit and follow up on identified risks while coordinating with various teams to develop effective trading strategies for improved customer satisfaction. This role is ideal for a candidate with substantial credit risk management experience, strong communication skills, and a customer-oriented approach.

Qualifications

• 3 years and more previous Credit Risk Management experience preferred.
• Sensitive to cultural specifics.
• Intermediate knowledge of English (DPDHL Business Language) preferred.

Responsibilities

• Perform credit analysis and financial statement reviews for new customers.
• Analyze outstanding AR ledgers and coordinate risk mitigation measures.
• Lead meetings and improve customer satisfaction while mitigating trading risks.

Skills

Communication

Customer Focus

MS Office

Presentation Skills

Credit Risk Management

Multilingual

Education

Bachelor degree in related field

Tools

D&B credit risk reports

Job description

Role Purpose

To ensure that credit risk exposure on the entire AR ledgers is proactively analyzed and that adequate recommendations and, follow up actions are taken to constructively limit/mitigate the credit risk exposure, while maintaining compliance with order to cash policies and other collection strategies.

Job Descriptions

• To perform credit analysis and financial statement reviews when onboarding new customers and, recommend trading terms and conditions in line with credit policies and guidelines
• To perform analysis on outstanding AR ledgers, determine potential risk customers and coordinate mitigation measures
• To perform in depth analysis on legal entity level in order to asses the potential risk customers and provide reporting and action plan towards collections, sales, CFO and OTC community at country, regional and possibly global level
• To ensure adequate follow up upon identified risks and gaps
• To arrange, coordinate and lead regular meetings, visit customer and build towards an improved customer satisfaction while mitigating trading risks
• To agree and coordinate credit risk mitigation measures with Sales, CDM, credit collection, credit administration, operation, H&G, CFO and OTC teams
• To advice and coordinate process improvement regarding to credit risk mitigations across the entire OTC chains

Skills & Qualifications

• Good telephone conversation/handling skills
• Effective communication and conversational skills
• High customer focus and service orientation
• Advanced MS office knowledge
• Intermediate Presentation skills
• 3 years and more previous Credit Risk Management experience is preferred
• Sensitive to cultural specifics
• Local language(s) / Multi lingual (in Shared Service environment)
• Bachelor degree in related field
• Intermediate level of English knowledge (DPDHL Business Language) preferred
• Advanced knowledge of D&B credit risk reports and regarding balance sheet interpretation