Senior Manager, Hire Purchase & Consumer Lending

Funding Societies | Modalku Group; Kuala Lumpur; On-site; MYR 180,000 - 300,000; Full time

Benefits offered by this job

Time off

Flexible working

Medical benefits

Mental health and wellness

Tech support

Job summary

Funding Societies | Modalku seeks a Manager/Senior Manager of Consumer Lending Products to lead the credit development, scaling and lifecycle management of HP and other consumer lending solutions. You will drive underwriting models, risk controls and product strategy across the portfolio.

The role demands hands-on experience with Hire Purchase products, strong analytical skills and a track record of building scalable fintech lending platforms in a fast-paced environment.

Qualifications

• Deep, demonstrable experience with Hire Purchase (HP) products is essential.
• Understanding dealer subvention, disbursement governance and repayment lifecycles.

Responsibilities

• Lead credit development, scaling and lifecycle management for consumer lending.
• Define risk policies and underwriting models to optimize approvals.
• Collaborate with engineering, operations, marketing and legal on features and checks.
• Ensure regulatory compliance including applicable HP acts and governance.
• Monitor portfolio metrics and drive product lifecycle decisions.
• Balance aggressive growth with robust risk management.

Skills

Consumer lending

Hire Purchase

Credit risk

Product management

Leadership

Job description

Funding Societies | Modalku seeks a Manager/Senior Manager of Consumer Lending Products to lead the credit development, scaling and lifecycle management of HP and other consumer lending solutions. You will drive underwriting models, risk controls and product strategy across the portfolio.

The role demands hands-on experience with Hire Purchase products, strong analytical skills and a track record of building scalable fintech lending platforms in a fast-paced environment.