Senior Credit Analyst

Linexcom Sdn Bhd; Kuala Lumpur; On-site; MYR 60,000 - 100,000; Full time

Job summary

An established industry player is seeking a Senior Credit Analyst to join their dynamic team in Kuala Lumpur. This role involves performing risk assessments on customers, analyzing economic data, and making informed recommendations on credit limits. The ideal candidate will possess a strong background in credit risk analysis, with at least 10 years of experience in finance or banking. You will have the opportunity to engage with various stakeholders and contribute to the company's financial strategy. Join a global leader in the specialty chemicals sector and make a significant impact in a collaborative and inclusive environment.

Qualifications

• 10+ years of experience in credit risk analysis, preferably in banking or insurance.
• Strong analytical skills and attention to detail are essential.

Responsibilities

• Perform risk assessments and make recommendations on credit limits.
• Lead negotiations with account holders regarding credit requests.

Skills

Credit Risk Analysis

Negotiation Skills

Analytical Skills

Interpersonal Skills

Fluency in English

Education

University Degree in Finance/Economics

Tools

Windows Office

SAP

Power BI

Alteryx

Celonis

Job description

Huntsman Corporation is now looking for a dynamic individual as a Senior Credit Analyst.

The jobholder is responsible to perform risk assessments on customers with the understanding of financial ratios and general economic data. He/she will give recommendations and establish credit limits within the company policy and approval authority.

The ideal candidate will be located in Kuala Lumpur, Malaysia.

As a Senior Credit Analyst you will:

1. Perform risk assessments on new and existing accounts and make recommendations on the appropriate credit limits, risk categories, and credit terms so that well-founded decisions can be taken.
2. Make calculated-risk decisions about acceptable credit terms/credit limits of our customers up to a certain amount.
3. Lead active engagement and negotiation with sales account holders to resolve credit requests or issues.
4. Gather and analyze economic data to determine the impact on business operations as appropriate.
5. Monitor and evaluate the performance of credit systems for the management of portfolio, credit review, and external scoring tools to ensure information is up to date.
6. Prepare reporting on credit performance using IT or automation tools to enforce controls as per SOX.
7. Perform other projects or special assignments as required.

What skills and experiences are we looking for?

1. A university degree in Finance/Economics and a minimum of 10 years of experience in credit risk analysis (preferably in a credit insurance, rating agency, or banking industry).
2. Good working knowledge of IT systems (Windows Office, SAP, Power BI, Alteryx, Celonis).
3. Fluency in English.
4. Flexible working hours due to a global portfolio and stakeholders.
5. Knowledge of risk mitigation solutions (e.g., Pledge on assets, bank guarantees, Letter of credits) is a plus.
6. Good negotiation and interpersonal skills.
7. Thoroughness, attention to detail, and strong analytical skills.

What can we offer?

Huntsman offers unsurpassed opportunities to build a successful future. We are a global specialty chemical company with locations in 25 countries around the world, employing over 6,000 associates. Our diverse portfolio creates a range of career fields including manufacturing, research and development, technical services, sales and marketing, customer service – and the list goes on.

Here, you can make an impact and make a difference. Come join us.

Huntsman is proud to be an equal opportunity workplace and is an affirmative action employer. We provide equal employment opportunities (EEO) to all qualified applicants for employment, without regard to race, color, religion, sex, national origin, disability status, protected veteran status, gender identification, sexual orientation and/or expression or any other characteristic protected by law in every location in which we have facilities national or local.

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Huntsman is aware of a scam involving fraudulent job offers. Huntsman does not make job offers until after a candidate has submitted a job application and has participated in a face-to-face interview. Please be advised that emails from Huntsman always end in “@huntsman.com” and that any job offer that requires payment or requires you to deposit a check is likely a scam. If you have questions about any open positions at Huntsman, please visit our Careers website.