Senior Corporate Credit Manager, GCM

Affin Bank Berhad; Kuala Lumpur; On-site; MYR 120,000 - 160,000; Full time

Job summary

A leading banking institution in Kuala Lumpur seeks a Senior Corporate Credit Manager to evaluate credit proposals, manage corporate credit, and ensure compliance with regulations. The ideal candidate has a Bachelor's degree, 8+ years of relevant experience, and strong analytical skills. Join us to innovate and make a difference in banking.

Qualifications

• Minimum 8 years managing non-retail corporate or wholesale credit.
• Experience in preparing and evaluating credit papers.
• Professional certifications like CCP, ACCA, or CFA are advantageous.

Responsibilities

• Evaluate credit proposals and recommend to authority.
• Review credit ratings for accuracy and consistency.
• Engage with Business Units to promote sound credit culture.

Skills

Financial statement analysis

Credit analysis

Cash flow forecasting

Negotiation skills

Communication skills

Education

Bachelor’s degree in Finance, Accounting, Economics, or Business

Job description

Senior Corporate Credit Manager, GCM

Senior Corporate Credit Manager, GCM

Apply locations Menara Affin, TRX | Full time | Posted 13 Days Ago | Job requisition id JR102051

Create the future with Affin! You too can make a difference.

We continuously innovate to transform our financial services landscape — making banking better and easier. Join us at AFFIN, where open minds meet and be inspired by a shared commitment to great work. You too can make a difference.

KEY RESPONSIBILITIES

1. Evaluate credit proposals submitted by Business Units and provide recommendations to the approving authority and/or credit committee to facilitate informed decision-making.
2. Review and validate credit ratings to ensure accuracy and consistency.
3. Identify and highlight credit exceptions, ensuring exposures remain within approved thresholds and the Bank’s risk appetite.
4. Assess and recommend appropriate MFRS 9 staging levels in line with accounting standards and risk indicators.
5. Analyse and comment on key risk areas including facility structure, financial risk, business risk, industry risk, and repayment capacity.
6. Review and assess the borrower’s cash flow projections for reasonableness and sustainability.
7. Engage with Business Units to promote sound credit culture, reinforce risk-return discipline, and encourage adoption of best practices in credit assessment.
8. Ensure compliance with internal policies and regulatory requirements in the execution of duties.
9. Present and articulate independent credit views and recommendations to the approving authority and/or credit committee to support sound credit decisions.

SKILLS/KNOWLEDGE

• Bachelor’s degree in a relevant field (e.g., Finance, Accounting, Economics, Business).
• Minimum 8 years of hands-on experience in managing non-retail corporate or wholesale credit, either as a corporate banker or credit analyst/approver.
• Prior experience in preparing and evaluating credit papers for corporate banking products is essential.
• Prior involvement in corporate credit appraisal or approval is highly desirable.
• Professional certifications such as CCP, BCP, Omega, ACCA, CPA, ICAEW, or CFA are advantageous.
• Strong credit analytical skills, including financial statement analysis and cash flow forecasting.
• Solid understanding of industry dynamics, market trends, and the general business environment.
• Effective negotiation and communication skills to address credit-related matters with Business Units.
• Ability to work under pressure in a fast-paced environment while maintaining high standards of accuracy and judgment.