Senior Corporate Credit Analyst

Affin Pheim; Kuala Lumpur; On-site; MYR 180,000 - 260,000; Full time

Job summary

Affin Pheim in Kuala Lumpur is seeking a Corporate Credit Specialist to evaluate credit proposals from Business Units and present independent credit views to the approving authority for prudent lending decisions.

The role requires strong credit analytical skills, 8+ years in wholesale credit, and experience preparing credit papers for corporate banking products. Certifications like CCP, CFA, ACCA, CPA are advantageous.

Qualifications

• 8+ years of hands-on experience in non-retail corporate or wholesale credit.
• Experience preparing and evaluating credit papers for corporate banking products.
• Involvement in corporate credit appraisal or approval is desirable.
• Professional certifications such as CCP, CFA, ACCA, CPA, ICAEW are advantageous.
• Strong knowledge of industry dynamics and risk indicators.

Responsibilities

• Evaluate credit proposals and provide recommendations to the approving authority.
• Review and validate credit ratings for accuracy and consistency.
• Assess risk areas including facility structure, financial risk, and repayment capacity.
• Engage with Business Units to promote sound credit culture and best practices.
• Ensure compliance with internal policies and regulatory requirements.
• Present independent credit views to support sound decisions.

Skills

Credit analysis

Financial statement analysis

Cash flow forecasting

Risk assessment

Negotiation & communication

Education

Bachelor’s degree in Finance/Accounting/Economics/Business

Job description

Affin Pheim in Kuala Lumpur is seeking a Corporate Credit Specialist to evaluate credit proposals from Business Units and present independent credit views to the approving authority for prudent lending decisions.

The role requires strong credit analytical skills, 8+ years in wholesale credit, and experience preparing credit papers for corporate banking products. Certifications like CCP, CFA, ACCA, CPA are advantageous.