Senior Analyst, Credit Research

Principal Malaysia; Kuala Lumpur; On-site; MYR 120,000 - 180,000; Full time

Job summary

Principal Malaysia is seeking a Senior Analyst, Credit Research to join the Fixed Income team. You will perform fundamental credit analysis on bonds within domestic and global portfolios and support investment decisions through rigorous research and market insights.

The role emphasizes credit risk assessment, financial statement analysis, and collaborative analysis with portfolio managers to optimize investment outcomes. A CFA path or similar qualification is valued.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics or related field. CFA progress or other professional qualifications are a plus.
• 4-8 years of experience in credit research, fixed income, asset management, corporate banking, investment banking, or related financial services roles.
• Solid understanding of financial statement analysis, credit risk assessment, and fixed income markets.
• Strong analytical, communication, and interpersonal skills, with the ability to present investment views clearly and concisely.

Responsibilities

• Conduct credit analysis and provide recommendations on bond investment opportunities across domestic and global fixed income portfolios.
• Monitor and review portfolio credits through ongoing surveillance, including quarterly and annual credit reviews.
• Support Portfolio Managers in evaluating market developments, credit risks, and investment opportunities.
• Assist in portfolio positioning through credit analysis, relative value assessments, and investment recommendations.
• Participate in company visits and management meetings as part of the credit evaluation process.
• Contribute to client meetings, investment reviews, and marketing initiatives by providing credit and market insights.
• Support research projects and initiatives aimed at enhancing investment outcomes and team effectiveness.
• Ensure compliance with investment processes, risk management standards, and governance requirements.

Skills

Credit analysis

Financial statement analysis

Credit risk assessment

Fixed income markets

Communication

Team collaboration

Professional integrity

Education

Bachelor's degree in Finance, Accounting, Economics

CFA progress or other relevant qualifications

Job description

Senior Analyst, Credit Research At Principal, we invest in what matters. And building dedicated teams is where it all begins. We're drawn to people who bring outstanding perspectives, passion, and expertise to help us advance the financial security and well-being of our customers. We also aim to transform our growing business and drive positive change in the communities where we live and work.

Responsibilities

Senior Analyst, Credit Research

At Principal, we invest in what matters. And building dedicated teams is where it all begins. We're drawn to people who bring outstanding perspectives, passion, and expertise to help us advance the financial security and well-being of our customers. We also aim to transform our growing business and drive positive change in the communities where we live and work.

When we invest in you, and you invest in us, great things happen.

We are looking for a motivated investment professional to join our Fixed Income team as an Senior Analyst, Credit Research. This role is responsible for conducting fundamental credit analysis on bonds held within our domestic and global fixed income portfolios, supporting portfolio managers with investment recommendations, and contributing to credit research initiatives across the team.

What You'll Do

• Conduct credit analysis and provide recommendations on bond investment opportunities across domestic and global fixed income portfolios.
• Monitor and review portfolio credits through ongoing surveillance, including quarterly and annual credit reviews.
• Support Portfolio Managers in evaluating market developments, credit risks, and investment opportunities.
• Assist in portfolio positioning through credit analysis, relative value assessments, and investment recommendations.
• Participate in company visits and management meetings as part of the credit evaluation process.
• Contribute to client meetings, investment reviews, and marketing initiatives by providing credit and market insights.
• Support research projects and initiatives aimed at enhancing investment outcomes and team effectiveness.
• Ensure compliance with investment processes, risk management standards, and governance requirements.

Qualifications

Who You Are

• Bachelor's degree in Finance, Accounting, Economics, or a related field. CFA progress or other relevant professional qualifications are a plus.
• 4-8 years of experience in credit research, fixed income, asset management, corporate banking, investment banking, or related financial services roles.
• Solid understanding of financial statement analysis, credit risk assessment, and fixed income markets
• Strong analytical, communication, and interpersonal skills, with the ability to present investment views clearly and concisely.
• Self-motivated, detail-oriented, and able to work effectively in a collaborative team environment.
• Demonstrates sound judgment, professional integrity, and a willingness to continuously learn and develop.

Additional Information

Who We Are

Principal Financial Group is a Fortune 500 global leader in financial services specializing in insurance, retirement, and asset management. We have 18,000 employees and 51 million customers around the world with over $714B in assets under management.