Sales Consultant, Auto Finance

AFFIN Group; West Coast Division; On-site; MYR 30,000 - 60,000; Full time

Job summary

An established industry player is seeking a motivated individual to drive the marketing of Hire Purchase financing products. This role involves building and maintaining relationships with dealers, meeting sales targets, and ensuring compliance with regulatory standards. The ideal candidate will possess strong interpersonal and communication skills, along with a solid understanding of the HP vehicle market. Join a dynamic team where your contributions will be valued, and help shape the future of financing solutions. If you are a self-starter with a passion for sales and customer engagement, this opportunity is perfect for you.

Qualifications

• Degree or diploma required; strong communication and interpersonal skills essential.
• Knowledge of HP vehicle market is crucial for success in this role.

Responsibilities

• Market HP products and establish new dealer partnerships.
• Meet sales targets and ensure compliance with bank policies.
• Conduct applicant interviews and verify documents.

Skills

Interpersonal Skills

Communication Skills

Self-starter

Knowledge of HP Vehicle Market

Computer Literacy

Education

Degree or Professional Qualification

Diploma

Job description

Create your future with Affin! You too can make a difference.

Join us at AFFIN, where open minds meet and be inspired by a shared commitment to great work. Here, you don’t just stay at the forefront of the industry – you can make a difference too.

Job Purpose

• Responsible for marketing Hire Purchase (HP) financing / loan products, acquiring HP sales, sourcing new dealers, and maintaining close business relationships with existing dealers. Cross-selling HP-related products or Bank’s products.

Accountabilities

• Market HP products and establish new dealer partnerships for the branch; maintain good relationships with dealers.
• Meet sales targets for Hire Purchase and cross-selling, ensuring asset quality and reasonable yield.
• Ensure completeness of dealer-submitted documents, verify documents against originals, and witness loan document execution.
• Conduct applicant interviews, inspect vehicles, and visit sites to verify business or residence if required.
• Monitor market share with existing dealers and keep credit processing staff updated on current market trends.
• Stay informed of the latest bank and regulatory policies, guidelines, manuals, and circulars, ensuring compliance at all times.
• Ensure data integrity and workflow/process requirements are met; submit reports timely.
• Act as an authorized signatory.
• Undertake any other job functions as assigned by management.

Requirements

• Degree, professional qualification, or diploma.
• Self-starter and team player with strong interpersonal and communication skills; knowledge of the HP vehicle market.
• Computer literate.
• Own transport.