Sales Consultant, Auto Finance

AFFIN Group; Johor Bahru; On-site; MYR 30,000 - 60,000; Full time

Job summary

Join a forward-thinking organization where you can truly make an impact! This role focuses on marketing Hire Purchase financing products, building relationships with dealers, and ensuring compliance with regulatory standards. As part of a dynamic team, you'll be responsible for meeting sales targets while maintaining a high level of service quality. If you're a self-starter with strong communication skills and a passion for the automotive market, this is an exciting opportunity to contribute to a leading financial institution's growth and success. Embrace the chance to grow your career in a supportive environment that values your contributions!

Qualifications

• Degree or diploma in relevant field required.
• Strong communication skills essential for client interactions.

Responsibilities

• Market HP products and establish relationships with dealers.
• Ensure document completeness and compliance with regulations.
• Monitor market trends and maintain data integrity.

Skills

Interpersonal Skills

Communication Skills

Self-starter

Knowledge of HP Vehicle Market

Education

Degree

Professional Certification

Diploma

Tools

Computer Literacy

Job description

Create your future with Affin! You too can make a difference.

Join us at AFFIN, where the open minds meet and be inspired by a shared commitment to great work. Here, you don’t just stay at the forefront of the industry – you can make a difference too.

Job Purpose

Responsible for the marketing of Hire Purchase (HP) financing / loan products, acquiring HP sales, sourcing of new dealers and maintaining close business relationship with existing dealers, cross selling HP related products or Bank’s products.

Accountabilities

1. Market HP products and tie-up new dealers for the branch and maintain good business relationship with dealers.
2. Meet sales budget on Hire Purchase and Cross Selling assigned with asset quality and a reasonable yield in mind.
3. Ensure the completeness of documents submitted by dealers which include verifying documents against originals and witnessing the execution of loan documents.
4. Conduct interview with applicants, inspect vehicles and visit site to verify business/house of applicant if required.
5. Monitor market share with existing dealers and keep credit processing staff abreast with the current market trend.
6. Keep abreast with the latest and applicable Bank and regulatory policies, guidelines, manuals and circulars and ensure that they are complied with at all times.
7. Ensure that data integrity and workflow/process requirements are met and timely submission of reports.
8. Act as an authorized signatory.
9. Undertake any other job functions as may be assigned by the Management from time to time.

Requirements

1. Possess Degree / Professional / Diploma
2. Self-starter and team player, strong interpersonal, communication (written and oral) skills and knowledge of the HP vehicle market.
3. Computer literate.
4. Own transport.