Risk Portfolio Management

OCBC Malaysia; Malaysia; On-site; MYR 120,000 - 180,000; Full time

Benefits offered by this job

Competitive base salary

Flexible benefits

Community initiatives

Professional development opportunities

Equal opportunity

Fair employment

Culture & values care

Wellbeing & growth

Job summary

OCBC Malaysia seeks a Risk Portfolio Management Specialist to shape credit risk reporting and monitoring. You will prepare portfolio analyses, deliver insights to senior management, and ensure regulatory compliance while collaborating with Risk, Finance, IT, and business units.

The role requires a quantitative degree and 3+ years of experience in credit risk, with strong analytical and communication skills and proficiency in Python, R, SQL, and Power BI.

Qualifications

• A degree in a quantitative field such as mathematics, statistics, finance or economics.
• At least 3 years of experience in credit risk, portfolio monitoring, risk reporting, or regulatory reporting within a financial institution.
• Strong analytical and problem-solving skills, with the ability to think critically and creatively.
• Excellent communication and interpersonal skills, with good stakeholder management skills.
• Proficient in programming languages/dashboard tools such as Python, R, or SQL and Power BI.
• Strong attention to detail and ability to meet tight deadlines.

Responsibilities

• Prepare regular credit risk management reports, including portfolio analysis on trends, movements, variances, and key risk concerns
• Provide clear risk insights and recommendations to senior management to support informed business and risk decisions
• Monitor and analyse credit risk indicators to identify emerging risks and escalating concerns in the portfolio
• Support ad-hoc information requests and analyses from senior management, business units, and external stakeholders such as regulators, auditors, and rating agencies
• Assist in the preparation and implementation of new Pillar 3 Market Disclosure requirements, ensuring regulatory compliance and timely delivery
• Continuously improve existing risk reporting processes to enhance efficiency, robustness, data quality, and control frameworks
• Stay up-to-date with regulatory requirements, supervisory expectations, and industry best practices in credit risk management and reporting
• Work closely with Risk, Finance, IT, and Business teams to ensure consistency and alignment of data, assumptions, and methodologies across reports
• Maintain comprehensive documentation of reporting processes, methodologies, and assumptions to support governance and audit requirements

Skills

Python

R

SQL

Power BI

Analytical thinking

Problem solving

Stakeholder management

Communication

Education

Degree in a quantitative field (mathematics/statistics/finance/economics)

Tools

Power BI

SQL

Job description

WHO WE ARE:

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires. Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future. We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here.

Why Join As a Risk Portfolio Management Specialist at OCBC

You’ll play a critical role in shaping the bank's risk management strategy. You’ll work closely with senior stakeholders to identify, assess, and mitigate risks that impact our business. This is a unique opportunity to build a rewarding career in risk management and contribute to the bank's long-term success.

How you succeed

To excel in this role, you’ll need to stay ahead of the curve in risk management trends and best practices. You’ll work collaboratively with cross-functional teams to identify and assess risks, and develop strategies to mitigate them. Your ability to analyze complex data, think critically, and communicate effectively will be essential in driving business outcomes.

What you do

• Prepare regular credit risk management reports, including portfolio analysis on trends, movements, variances, and key risk concerns
• Provide clear risk insights and recommendations to senior management to support informed business and risk decisions
• Monitor and analyse credit risk indicators to identify emerging risks and escalating concerns in the portfolio
• Support ad-hoc information requests and analyses from senior management, business units, and external stakeholders such as regulators, auditors, and rating agencies
• Assist in the preparation and implementation of new Pillar 3 Market Disclosure requirements, ensuring regulatory compliance and timely delivery
• Continuously improve existing risk reporting processes to enhance efficiency, robustness, data quality, and control frameworks
• Stay up-to-date with regulatory requirements, supervisory expectations, and industry best practices in credit risk management and reporting
• Work closely with Risk, Finance, IT, and Business teams to ensure consistency and alignment of data, assumptions, and methodologies across reports
• Maintain comprehensive documentation of reporting processes, methodologies, and assumptions to support governance and audit requirements

Who you are

• A degree in a quantitative field such as mathematics, statistics, finance or economics
• At least 3 years of experience in credit risk, portfolio monitoring, risk reporting, or regulatory reporting within a financial institution
• Strong analytical and problem-solving skills, with the ability to think critically and creatively
• Excellent communication and interpersonal skills, with good stakeholder management skills
• Proficient in programming languages/ dashboard tools such as Python, R, or SQL and Power BI
• Strong attention to detail and ability to meet tight deadlines

Who we are

As Singapore's longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires. Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia's leading financial services partner for a sustainable future. We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here.

What we offer

• Competitive base salary.
• A suite of holistic, flexible benefits to suit every lifestyle.
• Community initiatives.
• Industry-leading learning and professional development opportunities.
• Equal opportunity.
• Fair employment.
• Selection based on ability and fit with our culture and values.
• Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.

What we offer:

• Competitive base salary.
• A suite of holistic, flexible benefits to suit every lifestyle.
• Community initiatives.
• Industry-leading learning and professional development opportunities.
• Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.

Let’s build the bank we need for the future we want. Find the best version of yourself in a friendly, supportive team. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here

As the longest established Singapore bank, formed in 1932 from the merger of three local banks, we have grown from strength to strength to become a regional financial services group. With a deep history in Asia, we offer the most comprehensive coverage across ASEAN and Greater China, complemented with a presence in the leading economies of New York, London and Sydney. We are the second largest financial services group in Southeast Asia by assets with one of the world’s highest credit rating (Aa1 by Moody’s and AA- by both Fitch and S&P). We offer private banking services through our wholly-owned subsidiary, Bank of Singapore, which operates on a unique open-architecture product platform to source for the best‑in‑class products to match its clients’ goals. Our insurance subsidiary, Great Eastern Holdings, is the oldest and most established life insurance group in Singapore and Malaysia.