Relationship Manager (Nationwide)

AFFIN Group; Bintulu; On-site; MYR 30,000 - 60,000; Full time

Job summary

Join a forward-thinking financial institution where you can make a real impact on client relationships and account profitability. This role involves maximizing revenue potential, ensuring quality credit processing, and managing a diverse portfolio of SME accounts. You will be at the forefront of operational risk management, championing best practices while liaising with various departments to enhance customer satisfaction. If you are passionate about finance and eager to drive results in a dynamic environment, this opportunity is perfect for you. Your expertise in marketing and credit processing will be key to your success in this role.

Qualifications

• Degree in relevant fields like Accounting, Finance, or Business.
• Experienced in marketing and credit processing.

Responsibilities

• Maximize earnings potential and manage client relationships.
• Ensure quality credit processing and monitor overdue accounts.

Skills

Marketing

Credit Processing

Public Speaking

Presentation Skills

Business Acumen

Education

Degree in Accounting

Degree in Finance

Degree in Banking

Degree in Business

Degree in Economics

Tools

Operational Risk Tools

Job description

Create your future with Affin! You too can make a difference.

Join us at AFFIN, where the open minds meet and be inspired by a shared commitment to great work. Here, you don’t just stay at the forefront of the industry – you can make a difference too.

Job Purpose

Account Profitability

1. Maximise earnings potential and revenue of relationship.
2. Review and monitor performance of accounts.

Service Management

1. Ensure promptness and quality of credit processing.
2. Monitor overdue accounts and undertake prompt measures to prevent NPLs.
3. Provide customer level information to relevant parties within the Bank.
4. Facilitate the drawdown of facilities.

Client Relationship Management

1. Support, identify, solicit and establish a high value client base.
2. Accountable for customer relationship and customer interface.

Operations Management

1. Manage proactively a portfolio of SME accounts by monitoring the status and credit risk of each account.
2. Coordinate and/or liaise with branches/head office departments to maximize process efficiency and customer satisfaction.

Additional Responsibilities

1. Act as Backup Compliance Coordinator and assume responsibilities as required under BNM’s document policy and Bank’s Anti Money Laundering Guidelines/Manual for the Business Centre (BC).
2. Act as the Backup Operational Risk Coordinator for implementation of Operational Risk Management and Methodologies for the BC.
3. Champion Operational Risk Management (ORM) activities in the Business Unit.
4. Liaise with Group Operational Risk Management (GORM) on ORM activities.
5. Responsible to report ALL operational defects (Actual Losses, Potential Losses and Near Miss Events including Shariah Non – Compliance [SNC] events) via Loss Event Database (LED) in timely manner.
6. Utilize the Operational Risk (OR) Tools i.e. Risk Control Self-Assessment (RCSA), Key Control Standard (KCS), Key Risk Indicators (KRI) and Scenario Analysis (ScAN) in managing Risk exposure.
7. Undertake additional responsibilities assigned by immediate superior as and when required.
8. Act as the Backup BCP/DRP Coordinator for Business Contingency Plan for the Business Centre (BC).

Job Requirements

1. Degree in Accounting, Finance, Banking, Business, Economics or any similar discipline.
2. Experienced in marketing and credit processing.
3. Strong command of Bahasa Malaysia and English, both oral and written.
4. Good public speaking and presentation skills.
5. Overall Bank’s Credit, Operations and Product knowledge.
6. Keep abreast with SME issues, policies and trends in the country.
7. Basic business acumen and industry knowledge.