Regulatory Compliance Officer (MLRO)

dtcpay; Kuala Lumpur; Presencial; MYR 120.000 - 180.000; Jornada completa

Descripción de la vacante

Dtcpay is seeking a Compliance professional to support the Regulatory Compliance Head with day-to-day oversight of compliance processes, including customer due diligence and AML/CFT framework adherence. You will identify regulatory changes and conduct gap assessments to ensure pragmatic application in business operations.

You will liaise with regulators, maintain regulatory registers, file SAR/STR reports when required, and act as a primary contact for independent AML/CFT audits, while keeping

Formación

• Bachelor's degree or above in Accounting, Finance, Business, Law, Economics or related fields.
• Min 5 years in compliance roles with at least 3 years in Financial/Fintech.
• Familiarity with Malaysia AML/CFT and financial regulation environments.

Responsabilidades

• Support Regulatory Compliance Head for oversight of Compliance processes.
• Support day-to-day regulatory advisory, including customer due diligence and AML/CFT.
• Identify new or amended regulations impacting the organisation.
• Conduct timely gap assessments following regulator updates.
• Liaise with stakeholders to update compliance policies and mitigate gaps.
• Regulatory liaison with bodies; support regulatory inspections/examinations.
• Maintain regulatory registers and file required filings.
• Produce and file SAR/STR reports when required.
• Identify risk scenarios and implement controls and mitigation.
• Keep abreast of industry developments and best practices in compliance.
• Act as primary contact for Independent AML/CFT audits.

Conocimientos

Communication skills

Analytical thinking

Regulatory knowledge

Bilingual communication

Educación

Bachelor's Degree or above in related fields

Descripción del empleo

Who are we?

dtcpay is a MAS licensed payment service provider that bridges traditional finance and digital assets. We enable businesses to accept and make payments in both fiat and digital currencies, delivering secure, efficient, and seamless payment experiences across borders. As we expand globally, we are shaping the future of digital payments.

We are also recognised as one of Singapore’s Top 10 Startups in the LinkedIn Top Startups 2025 list, a reflection of our momentum and the exciting journey ahead for our team.

What You’ll Do

• Support Regulatory Compliance Head for oversight of Compliance related processes.
• Support with day-to-day regulatory advisory, including but not limited to overseeing customer due diligence process and AML/CFT framework.
• Identification of new/amended regulations which impacts the organisation.
• Conduct timely Gap Assessments where there are updates from respective regulatory bodies e.g SC/BNM.
• Liaise with respective stakeholders updating Compliance policies and processes to ensure gaps identified during gap assessments are closed whilst maintaining pragmatic application of regulatory requirements in business operation.
• Regulatory liaison with respective regulatory bodies.
• Support and manage regulatory inspections/examinations, where required.
• Maintain regulatory registers, and make necessary filings with the respective regulator(s), where required.
• Produce & file SAR/STR reports, where required.
• Proactively identify any scenarios which may present any significant risk to the organization and set risk controls and mitigation for such risks.
• Keep abreast to industry development as well as best practice in compliance.
• Act as the primary point of contact for the Independent Audit of the AML/CFT framework

What We’re Looking For

• Bachelor's Degree or above in Accounting, Finance, Business, Law, Economics or related fields.
• Min. 5 years of working experience in compliance related roles with at least 3 years in the Financial and Fintech Industry.
• Understanding of Financial Services Act (FSA) 2013 and the Money Services Business Act (MSBA) 2011 regulations and any applicable regulations in Malaysia affecting the payment, fintech, and cryptocurrency business.
• Preference for candidates with certifications from the Asian Institute of Chartered Bankers (AICB) or International Compliance Association (ICA). Being a "Certified AML/CFT Professional" (MCAP) is a huge plus in the Malaysian market.
• Familiarity with BNM’s FINNET system for STR/SAR filings and regulatory reporting.
• Knowledge in corresponding regulations under different countries and/or jurisdictions would be a strong plus.
• Excellent communication and business partnering skills and can collaborate effectively with multiple stakeholders.
• Excellent written and verbal communication skills (bilingual preferred - Mandarin/English/Malay).
• Excellent analytical and critical thinking skills.
• High ethical and integrity standards, self-driven, fast learning and independence are required.