Product Sales Specialist

Standard Chartered Bank; Kuala Lumpur; Hybrid; MYR 60,000 - 90,000; Full time

Benefits offered by this job

Medical insurance

Retirement savings plan

Flexible working options

Learning & development programs

Volunteering leave

Job summary

Standard Chartered plc is seeking a Product Sales Specialist to drive insurance and takaful sales across Personal Banking, Affluent Banking, and Business Banking. The role emphasizes needs-based advisory, target achievement, and regulatory compliance, partnering with relationship managers and providers to deliver protection solutions.

The candidate will manage branch relationships, identify client needs, and ensure accurate, compliant documentation while maintaining required licenses and

Qualifications

• Diploma or degree holder required or equivalent
• Possesses valid insurance/takaful certifications and licenses
• Experience in bancassurance, insurance advisory, wealth sales, or financial services sales
• Strong understanding of insurance/takaful products and regulatory requirements
• Proven ability to achieve sales targets and build client relationships
• Good communication and stakeholder management skills

Responsibilities

• Drive insurance and takaful sales through branch and relationship management channels.
• Identify client financial needs and recommend appropriate insurance solutions.
• Achieve assigned sales targets and performance metrics.
• Support client servicing, inquiries, and issue resolution relating to insurance products.
• Collaborate with Relationship Managers, Sales Leaders, and Insurance Service Providers (ISPs).
• Ensure all sales documentation is complete, accurate, and compliant with regulatory requirements.
• Adhere to internal policies, risk controls, and governance standards.
• Maintain required insurance licenses and certifications.

Skills

Diploma/degree holder

Insurance/takaful certifications

Bancassurance/wealth sales

Sales targets achievement

Client relationship building

Communication & stakeholder mgmt

Education

Diploma or Degree

Job description

The Product Sales Specialist is responsible for driving insurance and takaful sales across Personal Banking, Affluent Banking, and Business Banking segments. The role focuses on needs‑based financial advisory, achieving sales targets, ensuring regulatory compliance, and partnering closely with relationship managers and insurance providers to deliver suitable protection solutions to clients.

Key Responsibilities

• Drive insurance and takaful sales through branch and relationship management channels.
• Identify client financial needs and recommend appropriate insurance solutions.
• Achieve assigned sales targets and performance metrics.
• Support client servicing, inquiries, and issue resolution relating to insurance products.
• Collaborate with Relationship Managers, Sales Leaders, and Insurance Service Providers (ISPs).
• Ensure all sales documentation is complete, accurate, and compliant with regulatory requirements.
• Adhere to internal policies, risk controls, and governance standards.
• Maintain required insurance licenses and certifications.

Skills and Experience

• Diploma or Degree holder.
• Possesses valid insurance/takaful certifications and licenses.
• Experience in bancassurance, insurance advisory, wealth sales, or financial services sales.
• Strong understanding of insurance/takaful products and regulatory requirements.
• Proven ability to achieve sales targets and build client relationships.
• Good communication and stakeholder management skills.

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, you can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thingand are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle,continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together,we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter,we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance,with flexible and voluntary benefits available in some locations.
• Time-offincluding annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible workingoptions based around home and office locations, with flexible working patterns.
• Proactive wellbeing supportthrough Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills,global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning cultureto support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation,one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise your full potential.