Product Sales Specialist

Standard Chartered; Kuala Lumpur; On-site; MYR 60,000 - 100,000; Full time

Job summary

Standard Chartered Bank Malaysia is seeking a Product Sales Specialist to drive insurance and takaful sales across Personal, Affluent, and Business Banking segments. The role emphasizes needs-based advisory, regulatory compliance, and collaboration with relationship managers and ISPs to deliver suitable protection solutions to clients.

The successful candidate will hold a diploma or degree, possess insurance/takaful licenses, and demonstrate a proven ability to achieve sales targets while

Qualifications

• Diploma or Degree holder.
• Possesses valid insurance/takaful certifications and licenses.
• Experience in bancassurance, insurance advisory, wealth sales, or financial services sales.
• Strong understanding of insurance/takaful products and regulatory requirements.
• Proven ability to achieve sales targets and build client relationships.
• Good communication and stakeholder management skills.

Responsibilities

• Drive insurance and takaful sales through branch and relationship management channels.
• Identify client financial needs and recommend appropriate insurance solutions.
• Achieve assigned sales targets and performance metrics.
• Support client servicing, inquiries, and issue resolution relating to insurance products.
• Collaborate with Relationship Managers, Sales Leaders, and Insurance Service Providers (ISPs).
• Ensure all sales documentation is complete, accurate, and compliant with regulatory requirements.
• Adhere to internal policies, risk controls, and governance standards.
• Maintain required insurance licenses and certifications.

Skills

Insurance knowledge

Takaful products

Sales targets

Client relationships

Regulatory knowledge

Communication skills

Education

Diploma or Degree

Job description

Job Summary

The Product Sales Specialist is responsible for driving insurance and takaful sales across Personal Banking, Affluent Banking, and Business Banking segments. The role focuses on needs-based financial advisory, achieving sales targets, ensuring regulatory compliance, and partnering closely with relationship managers and insurance providers to deliver suitable protection solutions to clients.

Key Responsibilities

• Drive insurance and takaful sales through branch and relationship management channels.
• Identify client financial needs and recommend appropriate insurance solutions.
• Achieve assigned sales targets and performance metrics.
• Support client servicing, inquiries, and issue resolution relating to insurance products.
• Collaborate with Relationship Managers, Sales Leaders, and Insurance Service Providers (ISPs).
• Ensure all sales documentation is complete, accurate, and compliant with regulatory requirements.
• Adhere to internal policies, risk controls, and governance standards.
• Maintain required insurance licenses and certifications.

Skills And Experience

• Diploma or Degree holder.
• Possesses valid insurance/takaful certifications and licenses.
• Experience in bancassurance, insurance advisory, wealth sales, or financial services sales.
• Strong understanding of insurance/takaful products and regulatory requirements.
• Proven ability to achieve sales targets and build client relationships.
• Good communication and stakeholder management skills.

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together We

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What We Offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.