Product Manager (Debt Financing)

Pitchin; Kuala Lumpur; On-site; MYR 60,000 - 100,000; Full time

Job summary

A leading digital fundraising hub in Malaysia is seeking a Product Manager to innovate debt products that empower SMEs. This role involves crafting credit scoring models and go-to-market strategies that drive economic growth. Candidates should have experience in product management, credit assessment, and data analysis, making significant contributions to the fintech landscape.

Benefits

Career acceleration

Collaborative work environment

Impactful projects in the fintech sector

Qualifications

• 3-5 years of product management experience in credit assessment.
• Experience in risk assessment and lending operations.
• Understanding of debt markets and financing structures.

Responsibilities

• Engineer credit scoring models to maximize lending approvals.
• Design debt product features with competitive terms.
• Master the full product lifecycle from ideation to launch.

Skills

Product management experience

Credit scoring expertise

Data analysis

Stakeholder management

Customer obsession

Analytical skills

Tools

SQL

Python

Excel

Statistical software

Job description

Are you passionate about revolutionizing fundraisingfor Malaysian SMEs and entrepreneurs? Do you want to build the next game-changing financingproducts that could help startups andMSMEs across Malaysia?

The Opportunity

Picture yourself as the mastermind behind Malaysia's next breakthrough in business lending. At pitchIN, Malaysia's leading Digital Fundraising and Investment Hub, you'll be the architect of debt products that could fund the next Grab, Shopee, or revolutionary Malaysian startup that transforms entire industries.

This isn't just product management—this is financial innovation with real-world impact. You'll craft credit scoring models that unlock capital for deserving businesses, design interest structures that reward both borrowers and lenders, and launch go-to-market strategies that reshape how Malaysia thinks about debt financing. Every algorithm you refine, every product feature you build, and every market strategy you execute has the power to fuel economic growth and turn entrepreneurial dreams into billion-ringgit realities.

Why pitchIN?

1. Impact That Matters: Your products directly fuel Malaysia's SME ecosystem and drive economic transformation
2. Innovation Playground: Pioneer cutting-edge debt products in Malaysia's rapidly evolving fintech landscape
3. Collaborative Excellence: Join a team where technical expertise meets market insights, and bold ideas become reality
4. Market Leadership: Shape the future of alternative lending as part of Malaysia's most trusted fundraising platform
5. Career Acceleration: Develop world-class product skills while working at the intersection of finance and technology

What Makes this Role Extraordinary?

Product Strategy & Innovation

• Engineer breakthrough credit scoring models by analyzing data patterns, refining risk assessment methodologies, and optimizing lending decisions to maximize approval rates while minimizing defaults
• Design compelling debt features including competitive interest rate structures, flexible repayment terms, and innovative collateral arrangements that attract both borrowers and investors
• Work across cross-functional teams of engineers, designers, marketing, customer support, account managers etc.
• Master the full product lifecycle from ideation through launch, ensuring products meet market needs while maintaining profitability and risk management standards
• Own comprehensive go-to-market strategies including pricing models, distribution channels, customer acquisition tactics, and competitive positioning

Market Research & Strategy Execution

• Drive data-driven market research to identify underserved segments, analyze competitor offerings, and uncover opportunities in Malaysia's debt financing landscape
• Become the authoritative voice on debt product performance by tracking key metrics, analyzing customer behavior, and continuously optimizing product features
• Build strategic partnerships with credit bureaus, financial institutions, and technology providers to enhance credit assessment capabilities
• Champion customer success by ensuring products deliver measurable value to both SMEs seeking capital and investors seeking attractive returns
• Execute go-to-market launches that drive product adoption, market penetration, and revenue growth

What You Bring to the Table

Essential Excellence

• 3-5 years of product management experience with proven background in credit assessment, debt products, or lending operations
• Credit scoring and risk assessment expertise including hands-on experience with credit models, data analysis, and underwriting methodologies
• Deep understanding of debt markets including interest rate structures, repayment mechanisms, collateral management, and portfolio risk optimization
• Go-to-market mastery with demonstrated success in launching financial products, developing pricing strategies, and driving market adoption
• Analytical superpowers using tools like SQL, Python, Excel, or statistical software for credit data analysis and model development
• Stakeholder management excellence with proven ability to influence cross-functional teams and drive consensus on complex financial products
• Customer obsession with track record of translating borrower and investor needs into successful debt product features

Bonus Superpowers

• Regulatory awareness of Malaysian financial services landscape and Securities Commission guidelines
• Commercial lending or banking experience with hands-on credit analysis and loan structuring
• Startup or scale-up product experience with experience building innovative financial products from scratch
• API and platform integration knowledge for building connected lending ecosystems
• Advanced statistical modeling with machine learning applications in credit risk assessment

Ready to Shape Malaysia's Financial Future?

Join us in building products that don't just move money—they move dreams forward. At pitchIN, your product vision becomes the bridge between ambitious entrepreneurs and the capital they need to succeed.

Your next career breakthrough starts here.