SME Portfolio Analyst

OCBC; Kuala Lumpur; On-site; MYR 60,000 - 90,000; Full time

Job summary

OCBC Malaysia seeks a risk analytics professional to monitor portfolio risk quality and support regulatory reporting. You will analyze portfolio characteristics and propose policy, strategic, and operational improvements as required.

You will provide timely analytical support to departments including Credit Approval, Risk, Loan Recovery, and Business Units. Prepare credit/risk analytics for local management, the Group, and external parties such as BNM/MAS, with escalation to Senior Management as

Qualifications

• At least 2–5 years in banking.
• Degree in Business Studies/Statistics or related field.
• Knowledgeable in SQL and/or Python.
• Proficient in MS Excel, Word and PowerPoint.
• Strong data extraction and mining capabilities.

Responsibilities

• Monitor portfolio risk quality and support regulatory reporting.
• Analyze portfolio characteristics and propose policy, strategic and operational improvements.
• Provide timely analytical support to Credit Approval, Risk, Loan Recovery, Prevention and Rehabilitation, Business, etc.
• Prepare credit/risk analytics for local management, Group office and external parties such as BNM/MAS.
• Escalate asset quality issues to Senior Management when deviations occur.
• Develop MIS and ensure data accuracy of reports generated.
• Participate in Risk Scorecard strategy, monitoring and periodic assessment.
• Actively participate in and manage projects as needed.

Skills

Analytical thinking

Communication skills

Interpersonal skills

Data mining

Education

Degree in Business Studies/Statistics or related

Tools

SQL

Python

MS Excel

Job description

• To monitor portfolio risk quality and support regulatory reporting.
• To understand various portfolio characteristics based on analysis results and propose recommendations on policy, strategic and operational improvements, if required.
• Provide timely analytical support to other departments/units like Credit Approval and Risk, Loan Recovery, Prevention and Rehabilitation, Business etc.
• Preparation of credit/risk reports and analytics on timely basis for various stakeholders which inclusive of local management/ Board, Group office as well as external parties such as BNM/MAS.
• Ensure timely escalation to the Senior Management on asset quality issues of the portfolios and/or any deviation from the pre-set risk thresholds, triggers and budget to the respective stakeholders
• Develop the MIS through effective data management and infrastructure maintenance including processes for validating the accuracy of reports generated.
• Involve in Risk Scorecard strategy, monitoring and periodic assessment to ensure effectiveness and predictiveness of the scorecard is still intact
• To actively participate in and manage projects, if any.

Requirements:

• At least 2-5years of working experience in banking industry
• Possess a recognized Degree in Business Studies/ Statistical or other related disciplines
• Knowledgeable in SQL or Python
• Strong in Microsoft Office such as Excel, Word, and PowerPoint
• Have data extraction and mining capabilities and with strong analytical skill
• Good communication and interpersonal skills
• Possess SME product knowledge and working experience in Credit Risk MIS and/ or business analytical area are added advantage.