Personal Wealth Advisor: Tailored Financial Planning

RHB Investment Bank Berhad; Kuala Lumpur; On-site; MYR 40,000 - 72,000; Full time

Job summary

RHB Bank Berhad in Malaysia is seeking a Personal Financial Consultant to build and nurture client relationships, provide expert financial advice, and tailor banking and investment solutions to help individuals achieve their financial goals.

You will conduct needs analyses, develop personal financial plans, and advise on deposits, loans, investments, and insurance while meeting sales KPIs and ensuring compliant client records.

Qualifications

• Bachelor's degree in Finance, Banking, Business Administration, Economics, or a related field.
• 2–3 years of experience in financial services, preferably in client-facing roles such as financial advisory, wealth management, or retail banking.
• Industry certifications (e.g., FIMM, PCE, CUTE) are advantageous.

Responsibilities

• Proactively engage with clients to understand financial needs and objectives.
• Conduct comprehensive financial needs analysis including risk tolerance and horizons.
• Develop and present personalized financial plans covering savings, investments, insurance, retirement, and wealth management.
• Advise on a range of products including deposits, loans, unit trusts, insurance, and other investments.
• Achieve individual and team sales targets and KPIs for product penetration and client acquisition.
• Regularly review client portfolios to stay aligned with evolving situations and market conditions.
• Maintain accurate client records and comply with regulatory requirements and internal policies.
• Stay informed about market trends and new product offerings to provide timely advice.
• Collaborate with other departments to ensure a seamless client experience and cross-selling opportunities.
• Participate in ongoing training to enhance product knowledge and advisory skills.

Skills

Communication skills

Sales ability

Interpersonal skills

Presentation skills

Education

Bachelor's degree in Finance/Banking/Business Admin/Economics

Tools

MS Office

Job description

RHB Bank Berhad in Malaysia is seeking a Personal Financial Consultant to build and nurture client relationships, provide expert financial advice, and tailor banking and investment solutions to help individuals achieve their financial goals.

You will conduct needs analyses, develop personal financial plans, and advise on deposits, loans, investments, and insurance while meeting sales KPIs and ensuring compliant client records.