Personal Financial Consultant

RHB Group; Kedah; Presencial; MYR 60 000 - 100 000; Tempo integral

Resumo da oferta

RHB Bank Berhad in Malaysia is seeking a Personal Financial Consultant to provide comprehensive financial advice and tailored solutions to individual clients across banking products and services.

You will conduct needs analyses, craft personalized financial plans, and help clients meet their goals while maintaining compliance and delivering excellent service.

Qualificações

• Bachelor's degree in finance, economics, business or related field.
• 2–3 years in financial services, client-facing preferred.
• Certifications such as FIMM, PCE, CEILI are advantageous.

Responsabilidades

• Identify and engage prospective clients to understand financial needs.
• Conduct financial needs analyses including investments and retirement planning.
• Develop and present personalized financial plans aligned with products.
• Advise on accounts, deposits, insurances, loans, and wealth management.
• Build long-term client relationships and provide ongoing guidance.
• Monitor portfolios and adjust as market conditions change.
• Ensure compliance with internal policies and regulatory requirements.
• Meet individual sales targets and contribute to branch performance.
• Stay updated on market trends and new products.

Conhecimentos

Prospecting clients

Needs analysis

Financial planning

Sales target

Interpersonal skills

Communication skills

Ethical conduct

Formação académica

Bachelor's degree in Finance

Ferramentas

MS Office

Descrição da oferta de emprego

Job Summary

As a Personal Financial Consultant at RHB Bank Berhad, you will be responsible for providing comprehensive financial advice and solutions to individual clients, helping them achieve their financial goals through a range of banking products and services.

Job Responsibilities

• Proactively identify and engage with prospective clients to understand their financial needs and objectives.
• Conduct thorough financial needs analyses, including investment, insurance, retirement, and estate planning.
• Develop and present personalized financial plans and recommendations to clients, aligning with RHB Bank's product offerings.
• Advise clients on various financial products such as savings accounts, fixed deposits, unit trusts, insurance policies, loans, and wealth management solutions.
• Build and maintain strong, long-term relationships with clients, providing ongoing financial guidance and excellent customer service.
• Monitor and review client portfolios regularly, making adjustments as necessary to adapt to changing market conditions and client circumstances.
• Ensure compliance with all internal policies, procedures, and relevant regulatory requirements.
• Achieve individual sales targets and contribute to the overall team and branch performance.
• Stay updated on market trends, economic conditions, and new financial products and services.

Job Qualifications

• Bachelor's degree in Finance, Economics, Business Administration, or a related field.
• Proven experience (minimum 2-3 years) in financial services, preferably in a client-facing role within banking or wealth management.
• Possession of relevant industry certifications (e.g., FIMM, PCE, CEILI) is highly advantageous.
• Strong understanding of financial products, investment principles, and wealth management concepts.
• Excellent communication, interpersonal, and presentation skills.
• Demonstrated ability to build rapport and trust with clients.
• Results-oriented with a strong sales drive and ability to meet targets.
• High level of integrity and commitment to ethical conduct.
• Proficiency in Microsoft Office Suite.
• Fluency in written and spoken English and Bahasa Malaysia; proficiency in other local languages is a plus.