Personal Banker Mortgage (Northern)

RHB Banking Group; Kampung Khatijah; On-site; MYR 40,000 - 60,000; Full time

Job summary

RHB Banking Group is seeking a proactive individual for a mortgage sales role in Kampung Khatijah. The successful candidate will be responsible for achieving sales targets, ensuring compliance with regulations, and building strong relationships with clients including developers and real estate agents. Ideal candidates will have a diploma or bachelor's degree and at least one year of sales experience, accompanied by strong communication skills.

Qualifications

• Minimum 1 year experience in sales required.
• Must possess good knowledge in mortgage products and services.
• Good interpersonal and communication skills are necessary.

Responsibilities

• Achieve personal sales target for new mortgage loans.
• Ensure compliance with internal policies and laws.
• Deliver sales productivity of 2.5 million per month.

Skills

Interpersonal skills

Communication skills

Knowledge of mortgage products

Education

Diploma or Bachelor’s degree in related studies

Job description

PRIMARY OBJECTIVES

• Principally responsible for personal sales target to acquire new mortgage loans and to achieve the assigned targets.
• To cross sell MRTA and achieve minimum penetration rate.

KEY RESPONSIBILITIES

Mortgage Financial Target

• To achieve personal sales target
• To achieve MRTA penetration rate of 80%

Sales Productivity

• To deliver min sales productivity of 2.5 mil per month
• To service and strengthen our business relationship with developers, lawyers, Valuers & real estate agents.

Compliance Risk Management

• Ensure compliance with internal Policies, external Authorities Regulators / Legal / ML- KYC, Credit Policies and Service Standards.
• Exercise due care and diligence on matters related Money Laundering and KYC in the day to day operations, which include account opening, reporting suspicions and provide support to superior and subordinates.
• Ensure data integrity and all customers’ income documents are original sighted.
• Conduct face to face interview with customers

REQUIREMENTS

• Possessed with diploma or bachelor’s degree in any related studies
• Minimum 1 year experience in sales
• Good interpersonal & communication skills
• Good knowledge in mortgage products & services

Available Locations:

• Penang
• Alor Setar