Personal Banker Mortgage

RHB Banking Group; Kedah; On-site; MYR 30,000 - 70,000; Full time

Job summary

An established industry player in the banking sector is seeking a motivated individual to drive mortgage sales and enhance client relationships. This role focuses on achieving sales targets while ensuring compliance with regulatory standards and internal policies. The ideal candidate will excel in relationship management, working closely with developers, lawyers, and real estate agents to foster strong partnerships. Join a dynamic team where your contributions will significantly impact the growth and success of the organization, all while navigating the exciting world of finance and banking.

Qualifications

• Strong sales skills with a focus on achieving targets.
• Knowledge of compliance and risk management in banking.

Responsibilities

• Achieve personal sales targets and MRTA penetration rates.
• Strengthen relationships with developers and real estate agents.
• Ensure compliance with internal and external regulations.

Skills

Sales Target Achievement

Relationship Management

Compliance Knowledge

Risk Management

Education

Bachelor's Degree in Finance or Business

Job description

MORTGAGE FINANCIAL TARGET

• To achieve personal sales target
• To achieve MRTA penetration rate of 80%

SALES PRODUCTIVITY

• To deliver minimum sales productivity of 2.5 million per month

RELATIONSHIP MANAGEMENT

• Service and strengthen business relationships with developers, lawyers, valuers, and real estate agents

COMPLIANCE & RISK MANAGEMENT

• Ensure compliance with internal policies, external authorities, regulators, legal requirements, ML-KYC, credit policies, and service standards
• Exercise due care and diligence regarding money laundering and KYC in daily operations, including account opening, reporting suspicions, and supporting superiors and subordinates
• Ensure data integrity and that all customer income documents are original and sighted
• Conduct face-to-face interviews with customers

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