Manager, Credit Policy and Process

Standard Chartered; Kuala Lumpur; On-site; MYR 40,000 - 70,000; Full time

Job summary

Standard Chartered is seeking a professional for the Operational Risk Framework role, focusing on risk management and governance within the banking sector. The successful candidate will facilitate control tests, engage in assessments, and maintain compliance standards while supporting a culture of integrity and continuous improvement in an inclusive environment.

Benefits

Flexible working options

Competitive salary and benefits

Continuous learning culture

Proactive wellbeing support

Qualifications

• Good understanding of operating risk identification process and implementing process controls.
• Experience in working / implementing such methodology in process operations would be preferable.

Responsibilities

• Facilitate the completion of Control Tests (KCIs/CSTs) and assist in identifying key operational risk areas and control gaps.
• Engage in periodic Trigger Reviews, Inherent and Residual Risk Assessments.
• Responsible for ensuring effective Risk Governance.

Skills

Operational risk identification

Regulatory compliance

Risk management

Education

Experience in banking industry

Job description

Job Summary

Operational Risk Framework

• Facilitate the completion of Control Tests (KCIs/CSTs). Assist to identify and assess key operational risk areas and control gaps.
• Support Group with adhoc work including but not limited to
• Preparing power point training materials
• Housekeeping of all governance and policy related documents in share point
• Arranging and recording the training calls as needed (4-5 times a year)
• Quarterly Capacity plan for CIB approvers.
• Engage in periodic
• Trigger Reviews, Inherent and Residual Risk Assessments.
• Risk assessments on BAU matters (SORE and EORP Issues) and outcomes of control test results.
• Risk register reviews, risk acceptances, control documents and other regular assessments.

Key Responsibilities

People & Talent

• Lead through example and demonstrate the appropriate culture and values within the function and across the wider organisation

Risk Management

• Maintain a good understanding of the requirements of key external stakeholders in respect of risk management and ensure these are well understood internally and reflected in internal procedures.

Governance

• Responsible for ensuring effective Risk Governance

Skills and Experience

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.

Key stakeholders

· Credit Risk Policy and Governance
· Credit Approvers

Other Responsibilities

· Embed Here for good and Group's brand and values in CIB Risk team.
· Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures

Qualifications

• Good understanding of operating risk identification process and implementing process controls. Experience in working / implementing such methodology in process operations would be preferable.
• Banking knowledge preferable

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thingand are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle,continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together,we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter,we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance,with flexible and voluntary benefits available in some locations.
• Time-offincluding annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible workingoptions based around home and office locations, with flexible working patterns.
• Proactive wellbeing supportthrough Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills,global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning cultureto support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation,one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.