Loan Specialist

OCBC Malaysia; Malaysia; On-site; MYR 120,000 - 180,000; Full time

Job summary

OCBC Malaysia is seeking a Mortgage Product Specialist to shape future home financing by developing innovative mortgage products and aligning them with customer needs and market trends.

You will work with cross‑functional teams to design, launch, and refine products while ensuring regulatory compliance and strong business cases. A degree in finance, economics, or business with 3+ years in product development is required.

Qualifications

• A degree in a relevant field such as finance, economics or business.
• At least 3 years of experience in product development in banking/financial services.
• Strong analytical and problem‑solving skills with ability to interpret data and market trends.
• Excellent communication and project management skills with cross‑functional teams.
• Customer‑centric approach with focus on delivering innovative solutions.

Responsibilities

• Conduct market research and analysis to identify opportunities for new mortgage products.
• Collaborate with stakeholders to design and develop new mortgage products.
• Work with risk management to ensure regulatory requirements are met.
• Develop business cases and product proposals for new mortgage products.
• Launch and promote new mortgage products to internal stakeholders and customers.

Skills

Analytical skills

Communication

Project management

Customer-centric

Education

Bachelor’s degree in finance/economics/business

Job description

WHO WE ARE: As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires. Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future. We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here. This is the broad job description of the job profile. Definitive job description should be reviewed and discussed between you and your manager.

Mortgage Product Specialist

Why Join As a Mortgage Product Specialist at OCBC, you'll play a key role in shaping the future of home financing. You'll have the opportunity to develop innovative mortgage products that meet the evolving needs of our customers, and contribute to the growth of our mortgage business.

How you succeed

To succeed in this role, you'll need to stay ahead of the curve in terms of market trends and customer needs. You'll work closely with cross-functional teams to design and launch new mortgage products, and continuously monitor and refine existing ones to ensure they remain competitive.

What you do

Your day-to-day responsibilities will include:

• Conducting market research and analysis to identify opportunities for new mortgage products
• Collaborating with stakeholders to design and develop new mortgage products
• Working with risk management teams to ensure that new products meet regulatory requirements
• Developing business cases and product proposals for new mortgage products
• Launching and promoting new mortgage products to internal stakeholders and customers

Who you are

• A degree in a relevant field, such as finance, economics, or business
• At least 3 years of experience in product development, preferably in the banking or financial services industry
• Strong analytical and problem‑solving skills, with the ability to interpret complex data and market trends
• Excellent communication and project management skills, with the ability to work effectively with cross‑functional teams
• A customer‑centric approach, with a focus on delivering innovative solutions that meet customer needs

Who we are

As Singapore's longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires. Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future. We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here.

What we offer

• Competitive base salary.
• A suite of holistic, flexible benefits to suit every lifestyle.
• Community initiatives.
• Industry-leading learning and professional development opportunities.

Equal opportunity. Fair employment. Selection based on ability and fit with our culture and values. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.

What we offer:

• Competitive base salary.
• A suite of holistic, flexible benefits to suit every lifestyle.
• Community initiatives.
• Industry-leading learning and professional development opportunities.
• Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.

Let’s build the bank we need for the future we want. Find the best version of yourself in a friendly, supportive team. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here

As the longest established Singapore bank, formed in 1932 from the merger of three local banks, we have grown from strength to strength to become a regional financial services group. With a deep history in Asia, we offer the most comprehensive coverage across ASEAN and Greater China, complemented with a presence in the leading economies of New York, London and Sydney. We are the second largest financial services group in Southeast Asia by assets with one of the world’s highest credit rating (Aa1 by Moody’s and AA- by both Fitch and S&P). We offer private banking services through our wholly-owned subsidiary, Bank of Singapore, which operates on a unique open-architecture product platform to source for the best-in-class products to meet its clients’ goals. Our insurance subsidiary, Great Eastern Holdings, is the oldest and most established life insurance group in Singapore and Malaysia.