Loan Specialist

OCBC; Butterworth; On-site; MYR 67,000 - 134,000; Full time

Job summary

OCBC Malaysia invites applications for a Mortgage Product Specialist to shape home financing by developing innovative mortgage products and aligning them with customer needs and regulatory standards.

You will work with cross-functional teams to research, design, and launch products, monitor performance, and refine offerings to stay competitive in the market. The role emphasizes a customer-centric, data-driven approach to product development.

Qualifications

• Bachelor's degree in finance, economics, or business.
• Minimum 3 years of experience in product development, preferably in banking/financial services.
• Strong analytical and problem-solving skills with ability to interpret data and market trends.
• Excellent communication and project management skills with cross-functional teamwork.
• Customer-centric approach with focus on innovative solutions.

Responsibilities

• Conduct market research and analysis to identify opportunities for new mortgage products.
• Collaborate with stakeholders to design and develop new mortgage products.
• Work with risk management to ensure regulatory compliance of new products.
• Develop business cases and proposals for new mortgage products.
• Launch and promote new mortgage products to internal stakeholders and customers.

Skills

Analytical skills

Cross-functional collaboration

Project management

Customer-centric

Strong communication

Education

Bachelor's degree in finance/economics/business

Job description

WHO WE ARE:

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.

We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.

Your Opportunity Starts Here.

This is the broad job description of the job profile. Definitive job description should be reviewed and discussed between you and your manager.

Mortgage Product Specialist

Why Join

As a Mortgage Product Specialist at OCBC, you’ll play a key role in shaping the future of home financing. You’ll have the opportunity to develop innovative mortgage products that meet the evolving needs of our customers, and contribute to the growth of our mortgage business.

How you succeed

To succeed in this role, you’ll need to stay ahead of the curve in terms of market trends and customer needs. You’ll work closely with cross-functional teams to design and launch new mortgage products, and continuously monitor and refine existing ones to ensure they remain competitive.

What you do

Your day-to-day responsibilities will include:

• Conducting market research and analysis to identify opportunities for new mortgage products
• Collaborating with stakeholders to design and develop new mortgage products
• Working with risk management teams to ensure that new products meet regulatory requirements
• Developing business cases and product proposals for new mortgage products
• Launching and promoting new mortgage products to internal stakeholders and customers

Who we are

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation.
But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.

We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here.

What we offer

• Competitive base salary.
• A suite of holistic, flexible benefits to suit every lifestyle.
• Community initiatives.
• Industry-leading learning and professional development opportunities.
• Equal opportunity.
• Fair employment.
• Selection based on ability and fit with our culture and values.
• Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.

Who you are

• A degree in a relevant field, such as finance, economics, or business
• At least 3 years of experience in product development, preferably in the banking or financial services industry
• Strong analytical and problem-solving skills, with the ability to interpret complex data and market trends
• Excellent communication and project management skills, with the ability to work effectively with cross-functional teams
• A customer-centric approach, with a focus on delivering innovative solutions that meet customer needs

What we offer:

• Competitive base salary.
• A suite of holistic, flexible benefits to suit every lifestyle.
• Community initiatives.
• Industry-leading learning and professional development opportunities.
• Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.