Loan Product Development, Credit Operations Division

Public Bank; Kuala Lumpur; On-site; MYR 90,000 - 130,000; Full time

Benefits offered by this job

Competitive remuneration

Staff housing loans

Vehicle loans and special loans

Annual leave and maternity leave

Insurance coverage and retirement Sche

Performance-based rewards

Career advancement opportunities

Job summary

Public Bank is seeking a Loan Product Developer in the Credit Operations Division to drive market research, competitive analysis and feasibility studies for new loan products. The role emphasizes ESG financing product design to expand the Bank's sustainable portfolio.

The successful candidate will review existing loan packages for competitiveness, ensure compliance with regulatory standards, and collaborate with third-party platforms and partners to execute key initiatives.

Qualifications

• At least 3 years of related experience in loan product development in banking/finance.
• Strong analytical, creative thinking and project management skills.
• Good interpersonal and leadership capabilities.
• Good written and verbal communication.

Responsibilities

• Conduct market research, competitor analysis and product feasibility study to identify new loan product opportunities.
• Design and develop new retail ESG financing products to grow the Bank’s sustainable financing portfolio.
• Review and enhance loan packages to remain competitive in the industry and align with current market offerings and Bank direction.
• Ensure loan product materials are in compliance with regulatory/internal standards.
• Support and manage initiatives with third party platforms and strategic partners from time to time.

Skills

Analytical skills

Creative thinking

Project management

Leadership capabilities

Communication skills

Job description

Loan Product Development, Credit Operations Division

Conduct market research, competitor analysis and product feasibility study to identify new loan product opportunities

Design and develop new retail sustainable/ Environmental, Social and Governance (ESG) financing products to grow the Bank’s sustainable financing portfolio

Review and enhance Bank’s existing loan packages in order to remain competitive in the industry in accordance with current market offering and Bank’s direction

Ensure loan product materials are in compliance with regulatory/internal standards

Support and manage initiatives with third party platforms and strategic partners from time to time

Requirements

At least 3 years of related experience in loan product development preferably in banking / finance industry

Strong analytical, creative thinking and project management skills

Good interpersonal and leadership capabilities

Good written and verbal communication

Why Join Us?

We offer exciting possibilities and doors of opportunities will be opened to high performing individuals.

Our employees are the fundamental building block of the Bank's resilience and long term sustainability. We are therefore committed to nurturing, developing and empowering our talents to ensure that each of them will grow to their greatest potential along side the Bank.

We hire the most talented people from diverse backgrounds. We value diversity as the wealth of experience and perspectives strengthens our ability to connect with a wide cross-section of customers and build a richer environment for creativity and innovation.

What You Can Get

Our integrated suite of wellbeing programmes designed to enhance the employees’ quality of life and welfare include the provision of:

• Fair and competitive remuneration
• Low interest/interest free staff housing loans/vehicle loans/special loans
• Attractive annual leave scheme, extended maternity leave, sabbatical leave, examination leave etc.
• Insurance coverage and attractive retirement schemes
• Performance-based reward system
• Opportunities for career advancement based on merit

To encourage employees to strive for career progression, we accord other defined benefits and perks to employees as they progress up the corporate ladder to assume bigger roles and responsibility

(All expenses incurred for attendance at the interview and/or in the course of hiring process will be on candidate's own account)