KYC EDD Specialist

Bank of China; Kuala Lumpur; On-site; MYR 120,000 - 180,000; Full time

Job summary

Bank of China in Kuala Lumpur seeks an AML compliance professional with 5+ years' experience in KYC/AML to conduct due diligence and risk assessments for customers. You will analyze information, verify identities and monitor risk profiles across banking relationships.

Join a regulatory-focused team, stay current with AML guidelines, and contribute to training and strengthening the first line of defense within the bank.

Qualifications

• Bachelor's degree in Law, Finance, Accounting, Business Administration or related discipline.
• A minimum of 5 years' experience in KYC, AML compliance, due diligence or related compliance roles within the banking or financial services sector.
• Strong knowledge of Malaysian banking regulations, Bank Negara Malaysia (BNM) guidelines and international AML/CFT standards.
• Proficiency in conducting customer due diligence investigations and risk assessments.
• Excellent attention to detail and ability to analyse complex financial and corporate information.
• Strong written and verbal communication skills in English; Mandarin is advantageous.
• Proficiency with compliance systems and databases; experience with KYC software platforms is preferred.
• Ability to work independently whilst collaborating effectively with cross-functional teams.
• Professional certifications such as Certified Anti-Money Laundering Specialist (CAMS) or Certified Compliance Professional (CCP) are highly desirable.
• Demonstrated commitment to confidentiality, integrity and ethical conduct in handling sensitive information.

Responsibilities

• Conducting comprehensive KYC and EDD assessments on new and existing customers, including individuals, corporates and beneficial owners
• Analysing customer information, financial documentation and transaction patterns to identify potential risks and suspicious activities
• Preparing detailed due diligence reports and risk assessments based on findings from customer investigations
• Verifying customer identities and addresses through appropriate documentation and third-party sources
• Assessing the source of funds and source of wealth for high-risk customers and politically exposed persons (PEPs)
• Monitoring ongoing customer relationships and identifying changes in risk profiles that may require updated due diligence
• Liaising with business units and external parties to gather additional information required for due diligence purposes
• Maintaining accurate and comprehensive documentation of all KYC and EDD procedures in compliance with regulatory requirements
• Staying current with regulatory updates, guidelines and best practices in compliance and anti-money laundering
• Supporting the compliance team in audit queries, regulatory examinations and internal investigations as required
• To reinforce AML Compliance culture in the Bank and provide training to first line of defense's understanding of relevant laws and regulatory requirements.

Skills

Attention to detail

Analytical thinking

Strong communication

Independent yet collaborative

Education

Bachelor's degree in Law, Finance, Accounting, Business Administration or related discipline

Tools

KYC software platforms

Job description

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Bank of China – Kuala Lumpur, Kuala Lumpur

Conducting comprehensive KYC and EDD assessments on new and existing customers, including individuals, corporates and beneficial owners

Analysing customer information, financial documentation and transaction patterns to identify potential risks and suspicious activities

Preparing detailed due diligence reports and risk assessments based on findings from customer investigations

Verifying customer identities and addresses through appropriate documentation and third-party sources

Assessing the source of funds and source of wealth for high-risk customers and politically exposed persons (PEPs)

Monitoring ongoing customer relationships and identifying changes in risk profiles that may require updated due diligence

Liaising with business units and external parties to gather additional information required for due diligence purposes

Maintaining accurate and comprehensive documentation of all KYC and EDD procedures in compliance with regulatory requirements

Staying current with regulatory updates, guidelines and best practices in compliance and anti-money laundering

Supporting the compliance team in audit queries, regulatory examinations and internal investigations as required

To reinforce AML Compliance culture in the Bank and provide training to first line of defense's understanding of relevant laws and regulatory requirements.

What we're looking for

Bachelor's degree in Law, Finance, Accounting, Business Administration or related discipline

A minimum of 5 years' experience in KYC, AML compliance, due diligence or related compliance roles within the banking or financial services sector

Strong knowledge of Malaysian banking regulations, Bank Negara Malaysia (BNM) guidelines and international AML/CFT standards

Proficiency in conducting customer due diligence investigations and risk assessments

Excellent attention to detail and ability to analyse complex financial and corporate information

Strong written and verbal communication skills in English; Mandarin is advantageous

Proficiency with compliance systems and databases; experience with KYC software platforms is preferred

Ability to work independently whilst collaborating effectively with cross-functional teams

Professional certifications such as Certified Anti-Money Laundering Specialist (CAMS) or Certified Compliance Professional (CCP) are highly desirable

Demonstrated commitment to confidentiality, integrity and ethical conduct in handling sensitive information