Head of Peer to Peer Financing

Pitchin; Kuala Lumpur; On-site; MYR 100,000 - 140,000; Full time

Job summary

A leading financial technology firm in Kuala Lumpur is seeking a Head of P2P Financing to develop and launch a compliant peer-to-peer lending platform. The ideal candidate will have extensive experience in commercial lending and a strong understanding of Malaysian financial regulations. You will drive business strategy, ensure regulatory compliance, and lead a high-performing team to deliver exceptional value to both borrowers and lenders. Join us to be part of a transformative journey in digital capital markets.

Benefits

Innovative work environment

Opportunities for personal and professional growth

Collaborative team atmosphere

Qualifications

• 3-5 years of experience in commercial lending, corporate banking or related financial services.
• At least 3 years in a leadership role.
• In-depth knowledge of Malaysian financial regulations related to P2P lending.

Responsibilities

• Develop a business strategy for the P2P lending platform.
• Ensure compliance with relevant regulations.
• Oversee the platform's operational setup.

Skills

Commercial lending expertise

Strategic thinking

Leadership

Stakeholder management

Problem-solving

Education

Bachelor’s degree in Business Administration, Finance, Economics, or related field

Job description

About Us

At pitchIN, we are pioneers in alternative financing, relentlessly pushing the boundaries of what’s possible. As Malaysia's leading equity crowdfunding platform, we have a proven track record of redefining investment landscapes and making opportunities more accessible for both investors and entrepreneurs. Our mission is to transform digital capital markets into a transparent and efficient hub.

As we embark on our journey to establish a regulated peer-to-peer (P2P) lending platform in Malaysia, we are seeking a dynamic and experienced Head of P2PFinancingto lead this new exciting venture. The successful candidate will play a pivotal role in building, launching, and scaling a compliant and customer-centric P2P lending business that aligns with regulatory standards and delivers exceptionalvalue to borrowers and lenders alike.

Role Responsibilities

1. Commercial Lending Expertise
   1. Develop a robust underwriting and credit risk assessment framework utilizing deep knowledge of commercial lending practises
2. Strategic Leadership:
   1. Develop and execute a comprehensive business strategy for our new P2P lending platform, ensuring alignment with organizational goals and regulatory requirements
   2. Identify market opportunities and design innovative lending products to address the needs of diverse customer segments.
3. Regulatory Compliance:
   1. Ensure full compliance with the Securities Commission Malaysia’s guidelines and other relevant regulations governing P2P lending activities
   2. Establish robust risk management and governance frameworks to safeguard the interests of stakeholders.
4. Operational Setup:
   1. Oversee the end-to-end development of the P2P lending platform, including technology infrastructure, operational processes, and user experience design
   2. Build and manage a high-performing team to support business operations, including underwriting, customer service, marketing, and compliance functions.
5. Partnership Development:
   1. Cultivate relationships with key stakeholders, including regulators, financial institutions, investors, and industry partners.
   2. Explore and secure strategic partnerships to enhance the platform’s capabilities and reach.
6. Performance Management:
   1. Monitor and analyze key performance indicators (KPIs) to ensure the platform’s growth, profitability, and customer satisfaction.
   2. Implement continuous improvement initiatives to enhance operational efficiency and market competitiveness.
7. Customer Advocacy:
   1. Foster a customer-first culture by delivering transparent, accessible, and user-friendly lending services
   2. Address customer feedback proactively to refine and improve the platform’s offerings.

Required Qualifications

a. Bachelor’s degree in Business Administration, Finance, Economics, or a related field

b. 3-5 years of experience in commercial lending, corporate banking or a related lending focused financial services role,with at least 3 years in a leadership role.

c. In-depth knowledge of the Malaysian financial regulatory landscape, particularly in relation to P2P lending and capital markets.

d. Proven track record in launching and scaling financial products or platforms.

e. Strong leadership and people management skills, with the ability to inspire and motivate cross-functional teams.

f. Excellent strategic thinking, problem-solving, and decision-making capabilities.

g. Exceptional communication and stakeholder management skills.

h. Familiarity with digital platforms, data analytics, and emerging fintech trends is highly desirable.

Why Join the pitchIN Team?

• Innovate and evolve in a pioneering financial technology environment.
• Collaborate with diverse, talented professionals driven by a passion for enhancing investment access.
• Be part of a company known for its integrity and transparency
• Expand your career with opportunities for continuous personal and professional growth.