Head, Business Risk, Compliance & Projects, Cards, Group CFS

Maybank; Kuala Lumpur; On-site; MYR 300,000 - 540,000; Full time

Job summary

Maybank seeks an experienced Credit Risk leader to drive portfolio analytics, policy development, and risk reporting across Malaysia and regional markets. You will influence Basel/FRS9 implementations and lead multi-country initiatives for Cards and Personal Loans.

The role requires strong analytical skills, stakeholder management, and the ability to translate complex risk concepts into actionable insights for senior management. Regional exposure and Python proficiency are highly desirable.

Qualifications

• Extensive experience in Credit Risk Management across portfolios.
• Strong analytical and quantitative capabilities.
• Expertise in credit risk analytics, modelling and reporting.
• Knowledge of Basel and FR S 9 standards.
• Ability to lead regional initiatives and coordinate stakeholders.
• Experience with regional/multi-country portfolios preferred.
• Proficiency in Python or similar analytical tools.
• Demonstrated ability to drive risk transformation projects.

Responsibilities

• Lead development of methodologies for measuring credit portfolio management across MY and regional countries.
• Support Head of Regional Risk, Compliance and Projects in enhancing and reviewing Group Cards Credit Policies & Standards.
• Strengthen the Credit Reporting & Monitoring framework to meet stakeholder requirements.
• Ensure timely and accurate delivery of Credit Risk reports and provide recommendations to Senior Management.
• Contribute requirements and design inputs on credit risk recognition, measurement and reporting for key projects (Basel, FR S 9).
• Provide inputs on credit policy and analytics; support regional credit risk model development and ongoing maintenance.
• Assess and recalibrate statistical models or off-the-shelf credit risk models as needed.
• Facilitate development of Application scorecard, Behavioral scorecard, cut off score settings and asset quality management.

Skills

Credit Risk

Policy Development

Scorecards

Risk Reporting

Leadership

Stakeholder Management

Python

Multinational Portfolio

Tools

Python

Job description

This position requires someone with the ability to:

• Lead the development of methodologies for measuring Credit Portfolio Management across MY and Regional countries for Cards and Personal Loans and associated models/ processes
• Support the Head of Regional Risk, Compliance and Projects in enhancing and reviewing Group Cards Credit Policies & Standards to ensure alignment with the best practices
• Strengthen the Credit Reporting & Monitoring framework to meet the requirements of various external & internal stakeholders
• Ensure timely and accurate delivery of Credit Risk reports, analyse findings and provide recommendations to Senior Management
• Contribute requirements and design inputs on credit risk recognition, measurement and reporting, as part of the core team responsible for implementation of key credit risk related projects (e.g. Basel, FRS 9)
• Provide expert inputs on credit policy, procedure and Credit Risk analytics. Support MY and Regional Countries during credit risk model development and on-going maintenance
• Assess and recalibrate statistical models or off the shelf Credit Risk models as needed
• Facilitate development of Application scorecard, Behavioral scorecard, cut off score settings and asset quality management.

Requirement:

• Extensive experience in Credit Risk Management, including credit portfolio analytics, credit policy development, scorecard management, and risk reporting.
• Strong analytical and quantitative capabilities, with the ability to assess portfolio performance, develop methodologies, and provide data-driven recommendations to senior management.
• Expertise in Credit Risk Analytics and Modelling, including application scorecards, behavioural scorecards, model development, validation, recalibration, and asset quality management.
• Working knowledge of regulatory and risk frameworks, such as Basel, FRS 9, credit risk measurement, monitoring, and reporting standards.
• Strong leadership and stakeholder management skills, with the ability to lead cross-functional initiatives, influence regional stakeholders, and work independently with minimal supervision.
• Excellent communication and interpersonal skills, with the ability to articulate complex risk concepts effectively in both written and verbal formats.
• Experience in regional or multi-country portfolios involving Cards and Personal Loans would be an advantage.
• Proficiency in Python or other analytical tools for credit risk analytics, reporting, and model development is highly desirable.
• Demonstrated ability to drive strategic risk initiatives and transformation projects, while ensuring alignment with industry best practices and organizational objectives.