FSTEP - Credit Analyst

United Overseas Bank; Kuala Lumpur; On-site; MYR 100,000 - 150,000; Full time

Job summary

A leading financial institution in Kuala Lumpur is seeking candidates for its intensive graduate training programme. The role involves conducting credit evaluations and preparing reports for senior management. Ideal candidates are Malaysian nationals with a Bachelor's degree, preferably fresh graduates or with less than three years of experience. Strong English skills and commitment to complete the programme are essential.

Qualifications

• Malaysian nationality.
• Fresh graduates or candidates with less than three years of working experience.
• Committed to complete the programme (1-year bond period).

Responsibilities

• Conduct comprehensive credit evaluations on potential new borrowers.
• Prepare detailed written reports on existing loans for senior management.
• Monitor compliance with debt covenants for existing and new clients.
• Review and analyze loan documents such as facility agreements.
• Perform regular reviews of the loan portfolio, identifying problem accounts.

Skills

Fluent in English

Good communication skills

Adaptable

Dedicated

Independent

Education

Bachelor's degree in any field

Job description

Overview

About UOB United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values - Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Programme Overview

The Financial Sector Enrichment Programme (FSTEP) is a 3 + 9-month intensive graduate training programme, in collaboration with Asian Banking School (ABS), designed to equip talent with the right skills and knowledge for their transition into the financial services industry. UOB Malaysia is committed to recruiting and developing a team of trainees who will be coached to excel within the bank.

This position is open for immediate hiring. We are seeking candidates who can join our team promptly to contribute to our ongoing projects. Please note that only shortlisted candidates are contacted for the next stage of applications.

Key Responsibilities

• Conduct comprehensive credit evaluations on potential new borrowers and prepare recommendations to approving authorities.
• Prepare detailed written reports on existing loans/credits for use by senior management and committees.
• Monitor compliance with debt covenants for both existing and new clients.
• Review and analyze loan documents such as facility agreements, legal opinions, financial statements etc.
• Perform regular reviews of the loan portfolio, identifying problem accounts and preparing appropriate action plans.

What we look for in a UOB FSTEP Trainee

• Malaysian nationality.
• Minimum of Bachelor's degree in any field.
• Fresh graduates or candidates with less than three (3) years of working experience.
• Fluent in English with good communication skills, adaptable, dedicated, committed, and independent.
• Committed to complete the programme. (Trainees are subjected to a 1-year bond period)

Be a part of UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance during the recruitment process, please inform us when you submit your online application.

Additional Requirements

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

Apply now and make a difference.