Fintech Legal Manager: Microloans & BNPL

K&B Global Sdn. Bhd.; Petaling Jaya; On-site; MYR 180,000 - 300,000; Full time

Job summary

K&B Global Sdn. Bhd. seeks a Legal Manager to lead regulatory compliance for its fintech micro-lending and BNPL platforms in Malaysia. You will coordinate with KPKT and BNM, work with the Shariah Advisory Board, and guide the CCA transition while ensuring AML/CFT, PDPA, and contract governance.

The role requires a law degree (LL.B) and 4–7 years of post-qualification experience, including in-house fintech exposure. English and Bahasa Malaysia proficiency are essential.

Qualifications

• Bachelor’s Degree in Law (LL.B) from a recognized university.
• 4–7 years post-qualification legal experience, with 2–3 years in-house within fintech, digital credit lending, neo-banking, e-wallets, or Islamic financial institutions in Malaysia.
• Deep understanding of Moneylenders Act 1951, BNM Guidelines, Shariah Governance Framework, PDPA 2010, and upcoming Consumer Credit Act (CCA).
• Strong commercial acumen, negotiation skills, and ability to translate regulatory risks into business solutions.
• Proficiency in written and spoken English and Bahasa Malaysia.

Responsibilities

• Lead licensing, renewal and maintenance of digital moneylending licenses under Moneylenders Act 1951 (KPKT); map compliance against BNM policy documents.
• Drive readiness for the Consumer Credit Act (CCA) implementation and transition to the CCOB regime.
• Coordinate AML/CFT policy implementation, e-KYC workflows and reporting.
• Collaborate with Shariah Advisory Board to vet and structure Shariah-compliant products.
• Draft and review User Terms, Partner Agreements, Payment Gateway and IT/vendor contracts.
• Audit debt collection SOPs to align with fair practices and consumer protection.
• Ensure PDPA compliance for credit scoring and data sharing.

Skills

Commercial acumen

Negotiation skills

Regulatory risk communication

Education

LL.B

Job description

K&B Global Sdn. Bhd. seeks a Legal Manager to lead regulatory compliance for its fintech micro-lending and BNPL platforms in Malaysia. You will coordinate with KPKT and BNM, work with the Shariah Advisory Board, and guide the CCA transition while ensuring AML/CFT, PDPA, and contract governance.

The role requires a law degree (LL.B) and 4–7 years of post-qualification experience, including in-house fintech exposure. English and Bahasa Malaysia proficiency are essential.