Finance Lead/Senior (Credit Assessment)

Ideal Reliance Sdn. Bhd.; Cyberjaya; On-site; MYR 200,000 - 250,000; Full time

Job summary

An established industry player is seeking a Finance Lead/Senior for Credit Assessment to join their dynamic team. This role involves managing credit risk, ensuring compliance with policies, and driving continuous improvement initiatives to support business growth. The ideal candidate will possess strong analytical skills and Thai language proficiency, alongside a diploma in accounting or finance. This position offers the opportunity to work in a truly global environment, contributing to the success of a major player in the Oil & Gas sector. If you're ready to take on this challenge and make a significant impact, we encourage you to apply!

Benefits

Medical Insurances

Employee Health Plans

Ongoing Professional Development

Public Transportation Access

Qualifications

• Minimum diploma in accounting or finance is required.
• Proficient in Thai language for effective communication.

Responsibilities

• Manage credit risk and assess customer creditworthiness.
• Ensure compliance with credit policies and negotiate security arrangements.
• Lead continuous improvement initiatives in business operations.

Skills

Thai Language Proficiency

Credit Assessment

Customer Account Reconciliation

Analytical Skills

Communication Skills

Education

Diploma in Accounting or Finance

Job description

Our Client is a chain of business operational centres that form an integral part of a global Oil & Gas giant. They influence business development for the business globally, enabling the work of 93,000 employees in over 70 countries across the world. They are focused on driving excellent corporate performance in Human Resource, Finance Operations, Customer Operations, Supply Chain (Order to Delivery), Contracting and Procurement, Legal Services Global Operations and Creative Solutions. With the continuous business expansion, they are seeking a Finance Lead/Senior (Credit Assessment) to join their team in supporting their Thailand operations. If you have the relevant experience or are a fresh graduate with a keen interest to learn, connect with us today to apply!

Compulsory Experience

Thai Language proficiency, Credit Assessment & Customer Account Reconciliation knowledge.

What You Will Do

As a senior in the credit management team, this role provides support to the Team Manager with regards to E2E credit management for the assigned country through coaching the analysts/associates, engaging with business stakeholders and overall responsible of the credit performance of the country aiming to support business growth whilst maintaining strong working capital.

1. Manage Credit Risk: responsible for the risk assessment of customers, negotiating and managing security arrangements, establishment of appropriate credit limits with necessary approval and the analysis of the overall credit exposure. Responsible for the re-assessment of credit-worthiness of customers based on re-evaluation triggers and timelines. Provide authorized approval for the release of blocked orders in respect of credit. Perform detailed financial analysis of customer financial statements for development of a risk profile of each customer using analytical results to establish credit limits within designated authority level and prepare analysis write-up to obtain necessary approval for decisions exceeding designated authority level.
2. Ensure Compliance: with Global Downstream Credit policy, OCM standards & SOX controls. You will meet/communicate with customer’s senior financial and business leaders to establish understanding of customer’s financial condition and business model as needed to complete credit analysis and to negotiate security when financial condition does not support credit exposure. Manage security arrangements to ensure timely actions taken to renew or replace expiring security instruments.
3. Continuous Improvement: initiate and lead the improvement initiatives in Thailand business operations, in full cooperation with Process Excellence team, and support other processes CI initiatives, in an e2e manner. Encourage the team to embed CI mindset and look for opportunity to improve, incl. Quick wins. Help to improve business working capital is also a key improvement objective.
4. Provide Indirect Supervision: to the assigned team including work planning & prioritization, and acting as the point of reference for operational issues. This role is to assist in the coordination and control of the activities delivered by the team achieving excellence in performance.
5. Demonstrate and Drive One Team Mindset: for stronger delivery of the operations and customer satisfaction. Coach and be a role model to the team in living the business core values.
6. Conduct Business Engagement: &/or cross functional partners. Keep up-to-date on issues by holding regular discussions with the Credit analysts and local Business Sales teams. Review e2e credit process to identify strategic improvements.

What You Need:

Minimum diploma in accounting or finance, or the equivalent.

Language requirement: Thai - Good proficiency in speaking, reading and writing.

Good English language and communication skills.

Knowledgeable in accounting and customer account reconciliation.

Knowledgeable and experienced in credit assessment topics.

Open to Malaysian citizens or PR holders (no Visa sponsorship available).

What's On Offer:

Offered Salary: Up to RM 9,800

Working hours: 40 hours spread over 5 days a week

Type: Permanent

Offered Benefits: Medical insurances, employee health plans, ongoing professional development, a chance to work in a truly global environment and more!

Ease of access: Public transportation available