Executive, Portfolio Guarantee Product

Credit Guarantee Corporation Malaysia Berhad; Subang Jaya; On-site; MYR 150,000 - 200,000; Full time

Job summary

A leading company is looking for a Product Development Executive to manage product pricing, timelines, and operational compliance. The ideal candidate will possess a diploma or degree in business administration and have 2-3 years' experience in product management, with strong analytical and communication skills to drive product performance in a dynamic environment.

Qualifications

• Minimum of 2 to 3 years relevant experience.
• Experience in product development, research, pricing, and analytics.
• Competency in communication and problem solving.

Responsibilities

• Perform product pricing & rebate and prepare profit and loss projections.
• Prepare product schedules and manage timelines for implementation.
• Analyse product performance and prepare reports for stakeholders.

Skills

Analytical thinking

Attention to details

Excellent communication

Interpersonal skills

Creative

Education

Diploma or degree in business administration

Tools

MsExcel

Job description

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Pricing and Rebate Development: Perform product pricing & rebate and prepare profit and loss projection.

Product time management: Prepare product schedules, manage timeline and prioritse the implementation of the products and/or enhancement within or the shortest possible timeframes.

Product operation management: Prepare requirement for system set up, guidelines, agreement, etc and ensure compliance with all the Corporation policy and regulatory standard

Product performance, analysis and reporting: Analyse and review the product aimed in developing a holistic understanding of the product performance, growth drivers and trends. Prepare reports required to the reporting agency / stakeholders.

Product portfolio management: Conduct market competition analysis, identify and implement proposals to improve the efficiency of the product offer via simplifications, standardisation or rationalization and process improvement.

Collaborate, manage and communicate with internal and external stakeholders to execute product implementation, process enhancement etc.

Assume responsibility of other relevant tasks as assigned from time to time.

Job Requirements

Minimum diploma or degree in business administration or equivalent

Minimum of 2 to 3 years relevant experience

Product development, research, risk-related field of work, pricing, analytics, product management and problem solving.

Analytical thinking, attention to details, excellent communication, writing & interpersonal skill as well as creative.

Competency in MsExcel, result-oriented, communication skills

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Your application will include the following questions:

Which of the following statements best describes your right to work in Malaysia? What's your expected monthly basic salary? Which of the following types of qualifications do you have? Which of the following Microsoft Office products are you experienced with? How many years' experience do you have as a Product Development Executive?

Credit Guarantee Corporation Malaysia Berhad (CGC) was established on 5 July 1972. CGC aims to assist Micro, Small and Medium-Sized Enterprises (MSMEs) with inadequate or without collateral and track record to obtain credit facilities from financial institutions by providing guarantee cover on such facilities.

Over the last 50 years, CGC has continuously evolved in meeting MSMEs' financing needs. It has progressed from being a traditional guarantee provider to a financially sustainable institution, providing guarantee and financing products for MSMEs. Enabling small businesses to ceaselessly reinvent their models in meeting current transformation prerequisites.

CGC is 78.6% owned by Bank Negara Malaysia (BNM), with the remainder held by various Financial Institutions (Fis) and Development Financial Institutions (DFls). Our stakeholders propel our agenda for financial inclusion and are directly involved in what we do.

With various progressive initiatives implemented, MSMEs enjoy expansive and accelerated access to financing. Strategic innovative alliances between CGC and leading Fis and DFls have sanctioned comprehensive financing through our various Portfolio Guarantee (PG) schemes. In addition, our Wholesale Guarantee schemes provide guarantee coverage to Fis' financing facilities. We also offer financing products for contract financing to ensure that MSMEs constantly remain dynamic and enterprising.

As of 31 December 2022, CGC had provided MSMEs with over 522,000 guarantees and financing valued at over RM90.3 billion, impacting nearly 370,000 MSMEs.

CGC embarked on its digitalisation pathway in 2018, launching imSME, our pioneer fintech venture. This customised online platform matches MSMEs with suitable financing facilities from Fis, DFls, P2P players and Crowdfunding. As Malaysia's first online MSME financing/loan referral platform, imSME is a one-stop centre for MSMEs to select the most advantageous facility available in the market, tailored for their financing needs.

Credit Guarantee Corporation Malaysia Berhad (CGC) was established on 5 July 1972. CGC aims to assist Micro, Small and Medium-Sized Enterprises (MSMEs) with inadequate or without collateral and track record to obtain credit facilities from financial institutions by providing guarantee cover on such facilities.

Over the last 50 years, CGC has continuously evolved in meeting MSMEs' financing needs. It has progressed from being a traditional guarantee provider to a financially sustainable institution, providing guarantee and financing products for MSMEs. Enabling small businesses to ceaselessly reinvent their models in meeting current transformation prerequisites.

CGC is 78.6% owned by Bank Negara Malaysia (BNM), with the remainder held by various Financial Institutions (Fis) and Development Financial Institutions (DFls). Our stakeholders propel our agenda for financial inclusion and are directly involved in what we do.

With various progressive initiatives implemented, MSMEs enjoy expansive and accelerated access to financing. Strategic innovative alliances between CGC and leading Fis and DFls have sanctioned comprehensive financing through our various Portfolio Guarantee (PG) schemes. In addition, our Wholesale Guarantee schemes provide guarantee coverage to Fis' financing facilities. We also offer financing products for contract financing to ensure that MSMEs constantly remain dynamic and enterprising.

As of 31 December 2022, CGC had provided MSMEs with over 522,000 guarantees and financing valued at over RM90.3 billion, impacting nearly 370,000 MSMEs.

CGC embarked on its digitalisation pathway in 2018, launching imSME, our pioneer fintech venture. This customised online platform matches MSMEs with suitable financing facilities from Fis, DFls, P2P players and Crowdfunding. As Malaysia's first online MSME financing/loan referral platform, imSME is a one-stop centre for MSMEs to select the most advantageous facility available in the market, tailored for their financing needs.

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