Executive - Personal Financial Services (Auto Loan Sales)

Hong Leong Bank Berhad; Johor; On-site; MYR 39,000 - 61,000; Full time

Job summary

Hong Leong Bank Berhad in Malaysia is looking for talents to join our team as loan officers. You will secure new quality loans, verify documents, conduct KYC, and maintain strong relationships with dealers and customers.

The role requires strong communication, negotiation, and sales skills, with a focus on compliance and timely processing. Fresh graduates or candidates with banking/auto industry exposure are welcome, with a drive to perform and grow within the group.

Qualifications

• Must be Malaysia citizen.
• At least SPM/O Level or equivalent and/or diploma or higher.
• Strong English and Bahasa Malaysia communication.

Responsibilities

• Meet sales targets by securing new quality loans per management policy.
• Maintain good relationships with internal and external stakeholders.
• Ensure loan documents meet guidelines and are authenticated.
• Conduct KYC and interview applicants.
• Perform data entry in LOAD$ system accurately.
• Provide timely updates to dealers on case status.
• Prepare loan proposals and credit write-ups for approval.
• Adhere to SOPs and regulatory guidelines.

Skills

Communication skills

Interpersonal skills

Negotiation skills

Sales ability

Own transport

Education

SPM/O Level

Higher Secondary/STPM/A Levels/Pre-U

Diploma/Advanced Diploma

Business/Administration/Management/Commerce/Marketing

Job description

If you are looking to excel and make a difference, take a closer look at us…

We Are Currently Looking For Talents To

Functional (job responsibilities)

• Meet sales target by securing new quality loans in line with Management decision on the portfolio mix of products and customers;
• Maintain good business relationship with internal and external stakeholders;
• Ensure documents for loan application received from dealer / customer are in accordance to guidelines requirement;
• Ensure authentication of identification, income and vehicle documents;
• Ensure consent is given by customer before proceeding further on the loan applications;
• Interview applicant and conduct thorough KYC;
• Perform data entry in LOAD$ system and ensure data keyed in is complete and accurate;
• Perform CTOS enquiry;
• Perform credit recommendation or write up to the loan application;
• Constantly update dealers on the status of cases submitted on a daily basis;
• Ensure timely issuance of Letter of Undertaking to dealer and follow up on the execution of HP Agreement and other related documents;
• Serve Product Disclosure Sheet (PDS) and brief customer on the content of HP Agreement and witness the executive of the Agreement compliance;
• Investigate and follow up on cases that have been delayed for approval and disbursement;
• Prepare proposal for panel dealership and other facilities applied by panel dealers;
• Conduct site visits when required;
• Additional responsibility on ad hoc duties as assigned by Management at all times.

Managerial (team/group responsibilities)

• Act as a buddy to new joiners and assist / provide guidance as when needed.

Organizational (organizational responsibilities)

• Develop and manage the relationships with car dealers;
• Cross-sell efforts to provide referrals and leads for Hong Leong Group of companies;
• Adhere to department Standard Operating Procedures (SOP) in complying with audit, compliance and regulatory guidelines.

Do you have what it takes? We are currently looking for talents who have :-

• Malaysia Citizen;
• Candidate must possess at least a SPM/\"O\" Level, Higher Secondary/STPM/\"A\" Level/Pre-U, Diploma, Advanced/Higher/Graduate Diploma, Business Studies/Administration/Management, Commerce, Marketing or equivalent;
• Good verbal and written communication skills in both English and Bahasa Malaysia;
• Good communication and interpersonal skills to build business relationships with customers and car dealers;
• Applicants must have own transport;
• Strong selling and negotiation skills;
• Excellent in adaptability & execution skills;
• Fresh graduates or with minimum 1 year of working experience in Banking or Auto industry.

About Hong Leong Bank

We are a leading financial institution in Malaysia backed by a century of entrepreneurial heritage. Providing comprehensive financial services guided by a Digital-at-the-Core ethos has earned us industry recognition and accolades for our innovative approach in making banking simpler and more effortless for our customers. Our digital and physical offerings span across a vast nationwide network in Malaysia, strengthened with an expanding regional presence in Singapore, Hong Kong, Vietnam, Cambodia, and China.

We seek to strike a balance between diversity, inclusion and merit to achieve our mission of infusing diversity in thinking and skillsets into our organisation. Candidates are assessed based on merit and potential, in line with our mission to attract and recruit the best talent available. Expanding on our \"Digital at the Core\" ethos, we are progressively digitising the employee journey and experience to provide a strong foundation for our people to drive life-long learning, achieve their career aspirations and grow talent from within our organisation.