Executive - Business & Corporate Banking (Contract Financing Specialist) | Kuala Lumpur, MY

Hong Leong Bank; Kuala Lumpur; On-site; MYR 40,000 - 80,000; Full time

Job summary

An established industry player is seeking a dedicated Contract Financing Specialist to join their Business & Corporate Banking team. This role involves evaluating borrower performance, assessing payment risks, and structuring banking facilities to meet client needs. The ideal candidate will have a degree and at least two years of experience in contract financing. Join this leading financial institution to enhance your career and contribute to a culture of diversity and growth. If you're ready to take the next step in your career, this opportunity is perfect for you.

Qualifications

• 2+ years of experience in Credit & Marketing of Contract Financing facilities.
• Strong analytical skills for evaluating borrower performance risk.

Responsibilities

• Evaluate performance risk of borrowers and assess payment risk of awarders.
• Structure banking facilities and ensure compliance with credit policies.

Skills

Risk Assessment

Financial Analysis

Client Relationship Management

Contract Management

Education

Degree or equivalent qualification

Job description

Executive - Business & Corporate Banking (Contract Financing Specialist)

Executive - Business & Corporate Banking (Contract Financing Specialist)

Hong Leong Bank Kuala Lumpur, Malaysia Apply now Posted 19 days ago Permanent Competitive

We are seeking a dedicated Contract Financing Specialist to join our Business & Corporate Banking team. If you are looking to excel and make a difference, consider this opportunity...

Key Responsibilities

• Evaluate the performance risk of borrowers, including their past experience and track record.
• Assess the payment risk of awarders, including verifying contract genuineness and tracking (especially for sub-contractors).
• Prepare and analyze cash flow and repayment risks.
• Structure banking facilities, determining the appropriate facility size and security arrangements.
• Implement ring fencing, tracking, and monitoring T&Cs to mitigate risks.
• Collaborate with ARM, borrowers, contractors, and awarders to understand contract dynamics.
• Conduct quarterly site visits for financed projects.
• Build and maintain relationships with awarders to monitor project progress.
• Work with product partners such as Trade Services, HL Markets, and Deposit & Liability Management to meet client needs.
• Ensure facilities are structured in compliance with credit policies.
• Address key risks in credit applications before submission.
• Maintain the quality of the bank's assets.
• Monitor and promote utilization of existing facilities to increase revenue.
• Serve as a point of contact for Contract Finance matters, providing support and advice nationwide.

Account Prospecting & Management

• Identify and contact prospective clients.
• Evaluate their financing needs and propose suitable contract finance structures.
• Monitor facility utilization and process ad-hoc or additional facility requests.
• Review borrower facilities periodically.
• Maintain contact with clients through site visits and other means.
• Explore cross-selling opportunities.

Requirements

• Degree or equivalent qualification.
• At least 2 years of experience in Credit & Marketing of Contract Financing facilities.

About Hong Leong Bank

Hong Leong Bank is a leading financial institution in Malaysia with a century of entrepreneurial heritage. We offer comprehensive financial services guided by a Digital-at-the-Core ethos, with a presence across Malaysia, Singapore, Hong Kong, Vietnam, Cambodia, and China. We value diversity, inclusion, and merit, striving to attract top talent and foster a culture of lifelong learning and internal growth.

Join us to realize your full potential. Apply now and boost your career with Hong Leong Bank.