Executive, AML- MIS

Affin Bank Berhad; Kuala Lumpur; On-site; MYR 67,000 - 112,000; Full time

Job summary

AFFIN BANK BERHAD is seeking an AML/CFT MIS support professional in Kuala Lumpur to oversee the bank's AML/CFT framework, focusing on MIS data, regulatory reporting, and system governance. You will ensure AML systems and controls comply with BNM requirements and internal policies.

The ideal candidate holds a finance-related bachelor’s degree with 1–3 years of AML/CFT experience, strong analytical skills, and proficiency in data tools.

Qualifications

• Bachelor’s degree in finance, accounting, business, economics, or related discipline.
• Experience in AML/CFT, regulatory reporting and risk controls is preferred.
• Strong analytical and problem-solving skills; ability to handle large data sets.

Responsibilities

• Participate in AML/CFT system implementation and governance with timely delivery.
• Provide system operations support and coordinate with stakeholders for enhancements.
• Review AML rules, parameters and regulatory compliance with BNM guidelines.
• Support data extraction and reporting for MIS and regulatory purposes.
• Translate business requirements into system specifications and collaborate with vendors.
• Coordinate CTR reporting and ensure timely submissions.
• Monitor cash threshold reporting and perform quarterly reviews of codes in Host system.
• Perform UAT for new transaction codes and update PCT information.
• Coordinate system enhancements arising from regulatory changes and ensure smooth UAT.
• Conduct Name Screening and ongoing due diligence (ODD/EDD) for customers.
• Prepare reports for Management Committees and provide user training.
• Monitor regulatory updates and advise on policy impacts.

Skills

AML/CFT

KYC/CDD

Regulatory reporting

Stakeholder management

Data analysis

Attention to detail

Education

Bachelor’s degree in finance, accounting, business, economics, or related discipline

Tools

Microsoft Office

Python

Job description

Create the future with Affin! You too can make a difference. We continuously innovate to transform our financial services landscape - making banking better and easier. Join us at AFFIN, where the open minds meet and be inspired by a shared commitment to great work. Here, you don’t just stay at the forefront of the industry – you can make a difference too.

JOB SUMMARY

To support the Unit Head of AML/CFT – MIS in overseeing the Bank’s Anti-Money Laundering and Counter Financing of Terrorism (AML/CFT) framework with a primary focus on Management Information Systems (MIS), regulatory reporting and system governance. This role ensures that AML systems, reporting processes and controls are effectively managed and remain compliant with Bank Negara Malaysia (BNM) requirements as well as internal policies and procedures.

JOB ACCOUNTABILITIES

• 1. AML/CFT System Implementation & Management Participate in the implementation of AML systems, ensuring timely delivery of a robust end-to-end solution Coordinate with Business Units, IT and Vendors to ensure all requirements are captured and implemented Support RFI, RFP and Proof of Concept (POC) processes Prepare and review project documentation (e.g. memo, presentation deck, vendor contracts, functional specifications) Ensure AML system is operational and integrated with Core Banking and other systems Support system enhancement initiatives, including coordination of UAT and documentation
• 2. System Operations & Support Provide technical support and troubleshooting to Branches, Business Units and Compliance teams Monitor and follow up on escalated system issues to ensure timely resolution Coordinate with stakeholders on system-related enhancements and operational matters
• 3. Rules Management & Regulatory Compliance Review, enhance, and monitor AML rules and parameters Propose new rules and fine-tune existing logic based on risk assessment Ensure compliance with BNM and other regulatory requirements Ensure new products and transaction codes are incorporated into AML monitoring
• 4. Data, Reporting & Analytics Support data extraction and reporting for MIS and regulatory purposes Ensure accuracy, completeness and timeliness of reporting
• 5. Vendor & Requirements Management Translate business requirements into system specifications Ensure system configurations comply with AML/CFT policies and regulatory standards Liaise with vendors to ensure deliverables meet expectations
• 6. Cash Threshold Reporting (CTR)
• 7. Regulatory Compliance Ensure submission of CTR (including rejected records) within 5 working days via FINS Ensure accuracy and completeness of CTR submissions
• 8. Monitoring & Validation Ensure all cash transactions are captured within CTR program Conduct quarterly review of transaction codes in Host system (SIBS) Identify gaps and implement corrective actions
• 9. UAT & Maintenance Perform UAT for new transaction codes Ensure accuracy of reporting logic Manage updates to Person Conducting Transaction (PCT) information
• 10. System Enhancement & Regulatory Changes Coordinate system enhancements arising from regulatory or business requirements Ensure smooth implementation and conduct UAT Monitor timelines and ensure timely resolution of issues
• 11. Name Screening & KYC (CDD / ODD / EDD) Perform Name Screening and Ongoing Due Diligence (ODD) on customer database Extract and analyze data from AML systems for periodic review Conduct screening against external databases (e.g. Dow Jones) Identify and analyze hits (true match vs false positive) Perform: ODD (Ongoing Due Diligence) EDD (Enhanced Due Diligence), where required Provide recommendations including: Risk rating adjustment (upgrade/downgrade) Escalation for management decision Customer exit strategy, where necessary Escalate cases for: Further review Suspicious Transaction Reporting (STR) Ensure completion of reviews within defined KPI timelines Prepare daily, weekly, and monthly reports on screening activities Monitor regulatory updates, sanctions and adverse media Highlight relevant risks impacting the Bank’s customer base
• 12. Reporting, Training & Stakeholder Engagement Prepare scheduled and ad-hoc reports for Management Committees and BNM Conduct system training and provide user guidance Work closely with AML/CFT units to identify and resolve issues
• 13. Governance, Policy & Advisory Monitor regulatory developments and assess business impact Provide advisory, interpretation and recommendations Update policies and procedures to ensure compliance with BNM guidelines

JOB REQUIREMENTS

• Bachelor’s degree in finance, Accounting, Business, Economics, or related discipline
• Minimum 1–3 years of experience in AML/CFT, preferably in:
• Name Screening KYC / Customer Due Diligence AML systems Transaction monitoring or investigations
• Exposure to Audit, Risk, Controls, or Fraud Management is an added advantage
• Familiarity with AML regulations and governing bodies
• AML/CFT certification (e.g. CAMCO, ICA) is an added advantage
• Strong knowledge of regulatory frameworks (FSA/IFSA, ABM, AMLATFPUAA)
• Good understanding of banking and financial systems
• Strong analytical and problem-solving skills
• Ability to handle large datasets and identify issues
• Proven compliance with internal controls and standards
• Strong communication and stakeholder management skills
• Proficiency in Microsoft Office tools
• Knowledge of Python or data tools is an added advantage

People are the heart of AFFIN BANK. We have a positive and supportive environment where we celebrate people’s personal growth and encourage them to be the best versions of themselves, both in the workplace and in their community. Join AFFIN as we evolve to become a financial institution of the future, embracing innovation and technology to deliver unrivaled customer service. We're looking for colleagues who share our values and are ready to live them every day. Explore the exciting opportunities and make a real impact on the future of finance. Come be a part of our journey today!

"Always About You" At AFFIN, we strive to always connect and engage with our customers, to understand their changing needs and aspirations better. It represents our passion and commitment to the community we operate in, enabling us to quickly respond to changes and provide a personalised experience. At AFFIN, our people are aligned to our values of customer centricity, creativity and value creation. Our tagline “Always about you", was crafted to drive loyalty and build our reputation as a creative and innovative financial organisation. Our people are at the heart of what we do and remain the focus of our customer centric culture. It’s about the initiatives we take in understanding and prioritising our stakeholders; our customers, employees and shareholders. As we venture through this metamorphosis journey, we are aware of their ever-changing needs and are embracing the new ways of this digital dimension. We put our hearts and minds into everything we do, to ensure that everyone we touch, receives unrivalled customer service.