Sales Consultant, Auto Finance

AFFIN Group; Seri Kembangan; On-site; MYR 40,000 - 60,000; Full time

Job summary

Join AFFIN Group as a Marketing Executive for Hire Purchase financing. You will be responsible for acquiring new dealers, maintaining relationships, and ensuring compliance with bank policies. Ideal candidates should have a degree and strong communication skills.

Qualifications

• Degree or professional qualification required.
• Knowledge of the HP vehicle market is essential.

Responsibilities

• Market HP products and establish new dealer partnerships.
• Meet sales targets for Hire Purchase and cross-selling.
• Ensure compliance with bank and regulatory policies.

Skills

Interpersonal Skills

Communication Skills

Self-motivated

Education

Degree

Professional qualification

Diploma

Job description

Create your future with Affin! You too can make a difference.

Join us at AFFIN, where open minds meet and be inspired by a shared commitment to great work. Here, you don’t just stay at the forefront of the industry – you can make a difference too.

Job Purpose

• Responsible for marketing Hire Purchase (HP) financing/loan products, acquiring HP sales, sourcing new dealers, and maintaining close business relationships with existing dealers. Cross-selling HP-related products or Bank’s products.

Accountabilities

• Market HP products and establish new dealer partnerships for the branch, maintaining good business relationships.
• Meet sales targets for Hire Purchase and Cross Selling, ensuring asset quality and reasonable yields.
• Verify completeness of documents submitted by dealers, including checking against originals and witnessing loan document execution.
• Conduct interviews with applicants, inspect vehicles, and visit sites to verify business or residence of applicants if required.
• Monitor market share with existing dealers and keep credit processing staff updated on current market trends.
• Stay informed on the latest Bank and regulatory policies, guidelines, manuals, and circulars, ensuring compliance (e.g., Credit Authority Framework, BNM Guidelines, Hire Purchase Act 1967, Personal Data Protection Act 2010, etc.).
• Ensure data integrity and workflow/process compliance, with timely report submissions.
• Act as an authorized signatory.
• Undertake any other job functions as assigned by Management.

Requirements

• Degree, Professional qualification, or Diploma.
• Self-motivated team player with strong interpersonal and communication skills, and knowledge of the HP vehicle market.
• Computer literate.
• Own transport.