AVP, Credit Review Analyst, Business Banking

UOB; Kuala Lumpur; On-site; MYR 60,000 - 80,000; Full time

Job summary

Join a leading bank in Asia as part of UOB's team in Kuala Lumpur. The role involves conducting credit assessments, managing accounts, and engaging with customers to understand their working capital needs. Ideal candidates will have SME banking experience and strong communication skills.

Qualifications

• Minimum 3-5 years of SME banking experience.
• Prior SME sales background is advantageous.

Responsibilities

• Conduct credit assessments on borrowers based on triggering events.
• Handle special mention accounts.
• Manage R&R cases and conduct stress tests.

Skills

Communication

Customer Engagement

Proactivity

Job description

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories across Asia Pacific, Europe, and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, and Thailand, along with branches and offices. Our history spans over 80 years, guided by our core values: Honorable, Enterprising, United, and Committed. These values drive us to do what is right, build for the future, work as one team, and pursue long-term success. We are committed to working consistently towards these principles with our company, colleagues, and customers.

About The Department

Job Responsibilities

1. Conduct credit assessments on borrowers based on triggering events such as DPD, legal suits, or changes in directors/shareholders.
2. Conduct site visits for borrowers located in Klang Valley.
3. Handle special mention accounts.
4. Manage R&R cases (if any).
5. Conduct stress tests or respond to ad hoc requests from management.
6. Attend to Joint & Several Guarantee documents and signing processes.

Job Requirements

1. Minimum 3-5 years of SME banking experience; prior SME sales background is advantageous.
2. Ability to approach and communicate effectively with customers to understand their working capital requirements (WCR).
3. Good understanding of legal processes involved in documentation.
4. Proactive in exploring restructuring and rescheduling (R&R) options for delinquent accounts.
5. Ability to chase collections for delinquent accounts.

Be a part of UOB Family

UOB is an equal opportunity employer. We do not discriminate based on age, race, gender, religion, sexual orientation, disability, or other non-merit factors. Employment decisions are made based on business needs, job requirements, and qualifications. If you need assistance or accommodations during the recruitment process, please inform us when submitting your application.

Apply now and make a difference.